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	<title>Comments on: Why Budgets Don&#8217;t Work For Everyone (Guest Post)</title>
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	<link>http://www.debtkid.com/why-budgets-dont-work-for-everyone-guest-post</link>
	<description>Debt Kid - I&#039;m Getting Out of Debt</description>
	<lastBuildDate>Sat, 21 Nov 2009 02:42:10 -0700</lastBuildDate>
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		<title>By: Slinky</title>
		<link>http://www.debtkid.com/why-budgets-dont-work-for-everyone-guest-post/comment-page-1#comment-18763</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Mon, 16 Mar 2009 17:34:49 +0000</pubDate>
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		<description>My budget is named &#039;savings plan&#039; because it started out as a plan to save enough for the major expenses I had that year. It&#039;s still a budget though. :) </description>
		<content:encoded><![CDATA[<p>My budget is named &#039;<a href="http://www.debtkid.com/banking/high-yield-savings-accounts" >savings</a> plan&#039; because it started out as a plan to save enough for the major expenses I had that year. It&#039;s still a budget though. <img src='http://www.debtkid.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Personal Debt Coach</title>
		<link>http://www.debtkid.com/why-budgets-dont-work-for-everyone-guest-post/comment-page-1#comment-18283</link>
		<dc:creator>Personal Debt Coach</dc:creator>
		<pubDate>Mon, 09 Feb 2009 22:31:46 +0000</pubDate>
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		<description>While I think its wrong to say that a budget isnt right for everyone; I do believe you are right that everyone needs to do it their own way (call it a spending plan if you want; its still a budget).  Too many people are concerned about some trick or magic plan to get out of debt.  In a recent  post, I chronicle the steps that everyone needs to take to eliminate debt. </description>
		<content:encoded><![CDATA[<p>While I think its wrong to say that a budget isnt right for everyone; I do believe you are right that everyone needs to do it their own way (call it a spending plan if you want; its still a budget).  Too many people are concerned about some trick or magic plan to get out of <a href="http://www.debtkid.com" >debt</a>.  In a recent  post, I chronicle the steps that everyone needs to take to eliminate debt.</p>
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		<title>By: MBL</title>
		<link>http://www.debtkid.com/why-budgets-dont-work-for-everyone-guest-post/comment-page-1#comment-18223</link>
		<dc:creator>MBL</dc:creator>
		<pubDate>Fri, 06 Feb 2009 02:38:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/why-budgets-dont-work-for-everyone-guest-post#comment-18223</guid>
		<description>I don&#039;t have a budget; it just doesn&#039;t work with the way I think.  I do the vast majority of my spending through my credit card, and I review my spending at the end of the month and evaluate. This works fine for me.  I&#039;ve never had a problem with spending impulsively or overspending. </description>
		<content:encoded><![CDATA[<p>I don&#039;t have a budget; it just doesn&#039;t work with the way I think.  I do the vast majority of my spending through my <a href="http://www.debtkid.com/credit-cards" >credit card</a>, and I review my spending at the end of the month and evaluate. This works fine for me.  I&#039;ve never had a problem with spending impulsively or overspending.</p>
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