Comments on: Who said slow and steady wins?

By: ZINTRADI

ZINTRADI — Tue, 09 Oct 2007 21:34:49 +0000

http://foreclosurehelpbook.com/
it looks as though the fliptard is back. Maybe you can help him write his book and go on DR phil with him.

By: Matt

Matt — Tue, 09 Oct 2007 04:09:59 +0000

i just happened to see your blog on my friend’s site over at Debt Sucks.

i’m $180,000 or so in debt at the current moment and i know what the stress of all of this is.

i’ll keep following along with you and hopefully we can all be our own support group.

keep it up. we’re going to make it and we’ll be better for it.

By: Greg

Greg — Tue, 09 Oct 2007 03:17:07 +0000

If you want collection calls to stop, that’s up to you. You just tell them ( preferably in writing). If it’s collection agencies, they have to stop calling you if you send them a (limited, like ” Contact me only in writing.”) Cease&Desist. I am not sure if original creditors have to comply or not, but they most likely will.

Personally I did a “poor man’s BK” and it was pretty easy to get them to leave me alone.

By: Larabelle

Larabelle — Tue, 09 Oct 2007 01:17:23 +0000

I agree with Jake don’t give up!!!!!!!!!!!
I heard you on the Prudent Money radio show. You are a inspiration to me. Keep on keeping on!!

By: ZINTRADI

ZINTRADI — Mon, 08 Oct 2007 15:19:22 +0000

see, I thought you had done the personal bankruptcy already… you were so gung ho about it a couple months ago, what changed?

By: Jake Stichler

Jake Stichler — Sat, 06 Oct 2007 04:49:52 +0000

Don’t give up, dude. The satisfaction and elevation in mood will be SO worth it when you manage to pull through this mess.

By: debt kid

debt kid — Fri, 05 Oct 2007 23:08:22 +0000

Thanks for the encouragement DM! And Gail, I did go the credit counseling route as long as I could, but even my payment there was over $1500 a month at reduced interest rates, etc. I just couldn’t do it.

By: dm

dm — Fri, 05 Oct 2007 23:05:05 +0000

I know how it can be when you’re building a business. With my new business, I’ve got tons of work on the table but I’ve found it can take 4-6 weeks from the time I send a proposal to the time the client signs the contract and writes the check. But eventually, it will happen.

So, keep at it. Even though it seems to take time, if you follow through on everything consistently, you’ll make it to where you need to be. The BK thing is scary, but you might be able to make it. If your business focuses on anything in the retail industry, you could hit a windfall as we get closer to the holiday season.

Keep your chin up. You’ll be fine in the long run.

By: Gail Frances

Gail Frances — Fri, 05 Oct 2007 20:57:12 +0000

Forgive me if you already mentioned considering this, but have you thought about going the Credit Counseling route instead of BK for the personal stuff? I tried that once years ago and they really got my payments down to a manageable level and got the collections people off my back….just curious…

Good luck to you! I really enjoy your blog!

By: Tyler

Tyler — Fri, 05 Oct 2007 18:39:35 +0000

You’re procrastinating! Get the paperwork done!