Comments on: What This Bankruptcy Means To Me http://www.debtkid.com/what-this-bankruptcy-means-to-me Debt Kid - I'm Getting Out of Debt Sat, 21 Nov 2009 05:13:13 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Genella http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-17621 Genella Thu, 15 Jan 2009 16:57:51 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-17621 that's crazy that's crazy

]]> By: DebtKid: The last 3 years in 17 posts http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-15977 DebtKid: The last 3 years in 17 posts Fri, 02 Jan 2009 23:04:53 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-15977 [...] Filed for bankruptcy [...] [...] Filed for bankruptcy [...]

]]> By: Liz http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-4017 Liz Mon, 12 Nov 2007 11:57:14 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-4017 Hey. I feel your pain, but my government (UK) won't let me go bankrupt or go insolvent (an IVA in UK terms) so with £30K or $60K of debt. I will be in a debt management plan for around 8 years, after my creditors have all their interest back (without interest it would be 3 years, greedy bar stewards) I am 27, still having to live with my damn parents, who are moving down a house next year so I will be kicked out....can't get a mortgage or rent in the UK due to my credit history....and they wonder why there are more homeless than ever! My boyf gets out of his bankruptcy in May (he managed to pay the depression card and was able to go through bankruptcy for £15K ($30K) earning £15K a year) I am emotionally stable (most of the time)and earn an average wage, so everyone can royally screw me because my 'degree' got me into so much debt. So I shall hover in my existence till I am too old to have children naturally, then still get refused a mortgage! Such is life! Hey. I feel your pain, but my government (UK) won’t let me go bankrupt or go insolvent (an IVA in UK terms) so with £30K or $60K of debt. I will be in a debt management plan for around 8 years, after my creditors have all their interest back (without interest it would be 3 years, greedy bar stewards) I am 27, still having to live with my damn parents, who are moving down a house next year so I will be kicked out….can’t get a mortgage or rent in the UK due to my credit history….and they wonder why there are more homeless than ever!

My boyf gets out of his bankruptcy in May (he managed to pay the depression card and was able to go through bankruptcy for £15K ($30K) earning £15K a year) I am emotionally stable (most of the time)and earn an average wage, so everyone can royally screw me because my ‘degree’ got me into so much debt.

So I shall hover in my existence till I am too old to have children naturally, then still get refused a mortgage!

Such is life!

]]> By: star http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3854 star Tue, 30 Oct 2007 16:08:40 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3854 How's it feel to be a deadbeat loser? How’s it feel to be a deadbeat loser?

]]> By: Myself http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3843 Myself Mon, 29 Oct 2007 11:27:58 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3843 Oh, and to qualify things a little. At your age, I was much more screwed up. I was an alcoholic, had a huge distaste for "the man" (I never did figure out who this guy is, had debt that was more than twice my income but no assets to show for it, and the only thing that I made sure to pay on time was my rent. See this post http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3749 to for our most recent activity. Oh, and to qualify things a little.
At your age, I was much more screwed up.
I was an alcoholic, had a huge distaste for “the man” (I never did figure out who this guy is, had debt that was more than twice my income but no assets to show for it, and the only thing that I made sure to pay on time was my rent.
See this post http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3749 to for our most recent activity.

]]> By: OUR DEBT http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3829 OUR DEBT Sun, 28 Oct 2007 04:48:30 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3829 You know what the good news is? this is it!!! you can't sink anymore, from now on, your going up! your putting all this behind you, fixing a few things and starting over!! good luck! You know what the good news is? this is it!!! you can’t sink anymore, from now on, your going up! your putting all this behind you, fixing a few things and starting over!! good luck!

]]> By: Nichele http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3805 Nichele Fri, 26 Oct 2007 03:06:34 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3805 I've been reading your blog and I feel your pain. I'll be 21 next month, my son just turns 4 months old today and my life is a heaping pile of debt and bad luck. I was homeless and without food a year ago. Moved a LOT in the last year but now we've got a decent place. Not enough space here and I'm still trying to figure out how to pay off loans and rent and be able to eat. Eh... anywho.. My parents declared bankruptcy twice during their terrible 17 year marriage. It's really not all that it's cracked up to be. I mean if you have to then you have to, right? Shit, I would if I were you. But the crappy part is that it stays on your credit and hovers over you like a black cloud for what seems like forever. At least you're still young so you've got plenty of time to become a millionaire later in life. I wish you a lot of luck with everything. Just be glad you've got steps to step on. Sometimes you take a step forward and fall flat on your face because there is nothing there to keep you steady. Progress is always nice! Good luck :) Nichele http://www.pleasehelpmyfamilyout.blogspot.com I’ve been reading your blog and I feel your pain. I’ll be 21 next month, my son just turns 4 months old today and my life is a heaping pile of debt and bad luck. I was homeless and without food a year ago. Moved a LOT in the last year but now we’ve got a decent place. Not enough space here and I’m still trying to figure out how to pay off loans and rent and be able to eat. Eh… anywho..

My parents declared bankruptcy twice during their terrible 17 year marriage. It’s really not all that it’s cracked up to be. I mean if you have to then you have to, right? Shit, I would if I were you. But the crappy part is that it stays on your credit and hovers over you like a black cloud for what seems like forever. At least you’re still young so you’ve got plenty of time to become a millionaire later in life.

I wish you a lot of luck with everything. Just be glad you’ve got steps to step on. Sometimes you take a step forward and fall flat on your face because there is nothing there to keep you steady. Progress is always nice!

Good luck :)
Nichele

http://www.pleasehelpmyfamilyout.blogspot.com

]]> By: gw http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3776 gw Thu, 25 Oct 2007 09:08:03 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3776 Considering your sometimes wildly optimistic business projections, you may want to take a look at: http://blog.guykawasaki.com/2007/10/financial-model.html where the redfin startup is allowing an inside peek into its books. Considering your sometimes wildly optimistic business projections, you may want to take a look at:

http://blog.guykawasaki.com/2007/10/financial-model.html

where the redfin startup is allowing an inside peek into its books.

]]> By: debt kid http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3774 debt kid Thu, 25 Oct 2007 01:49:14 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3774 Heard back from the Lawyer today....need to get a few more things together (business tax returns), but nothing too major. So far, so good. I have lots of "free time" lately...ie, nothing that absolutely HAS to be done. So, I've been working on some of my lesser businesses (Plan C, D, etc...). Fun stuff, but Plan A should/hopefully will start brining in some revenue in about 2 weeks. Right now I'm making enough to pay the bills and salary and some debt ($400 a month to my mom and some of the 0% rate business credit cards). But if I'm really going to make some progress my biz needs to be up in the high teens (in thousands) in revenue each month, not the high single digits as it is now... Heard back from the Lawyer today….need to get a few more things together (business tax returns), but nothing too major. So far, so good.

I have lots of “free time” lately…ie, nothing that absolutely HAS to be done. So, I’ve been working on some of my lesser businesses (Plan C, D, etc…). Fun stuff, but Plan A should/hopefully will start brining in some revenue in about 2 weeks. Right now I’m making enough to pay the bills and salary and some debt ($400 a month to my mom and some of the 0% rate business credit cards). But if I’m really going to make some progress my biz needs to be up in the high teens (in thousands) in revenue each month, not the high single digits as it is now…

]]> By: Dedicated http://www.debtkid.com/what-this-bankruptcy-means-to-me/comment-page-1#comment-3771 Dedicated Wed, 24 Oct 2007 19:44:16 +0000 http://www.debtkid.com/what-this-bankruptcy-means-to-me#comment-3771 Steps mean progress. Steps mean NOT giving up. Steps mean Not giving in. Moving forward and become the best that we can be. Learning from our failures and growing to have the strength for the next Step. This is life my friend. A series of steps, that move us forward to better places. Rejoice in the progress and keep stepping. Steps mean progress. Steps mean NOT giving up. Steps mean Not giving in. Moving forward and become the best that we can be. Learning from our failures and growing to have the strength for the next Step.

This is life my friend. A series of steps, that move us forward to better places. Rejoice in the progress and keep stepping.

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