I sat, well, actually, more like sprawled over the thankfully clean toilet. I had just vomited a half dozen times.
“Ughhh…never again chocolate milk after a workout…”
I haven’t thrown up after a workout since High School, but I’ve been watching some old ‘Saved by the bell’ episodes, so that must have been it.
So, how what did I learn about finance in my moment of pure emptiness? Two lessons…
1. Don’t Try and Master Every Aspect of Finance at Once
Last night, I did some work on the elliptical, then lifted free weights for a bit, and then finished it off with some laps in the pool. I usually at most do one, and maybe two types of working out. I did three and that let to my vomit fest last night.
Don’t try to become an expert at investing, insurance, budgeting, taxes at all at once. You just won’t be able to retain it all.
For example, I know pretty much nothing about insurance. I have car and health insurance, but I barely even understand those policies, let alone getting into renters or Life.
Right now I’m working on my budgeting and expense cutting knowledge. Learning how to budget for my business and personal expenses is my current topic of choice.
2. You Can’t Makeup For a Year’s Worth of Mistakes in a Day
When I first started writing here, I naively thought that I would be out of debt in a year, maybe two at most. I figured my business ideas would be fantastic and profits would just shoot through the roof.
Rome wasn’t built it a day.
If you haven’t been financially fit, and you’re in debt, you can’t makeup those past mistakes in a day. That’s what I was trying to do with my workout last night. I was trying to makeup for 2 weeks of sitting on my butt by trying to kill my body. Well, my body wasn’t too happy.
Getting out of debt or building a solid investment portfolio takes time, just like the ripped abs I’m hoping for by mid-summer…not tomorrow. : )
{ 7 comments… read them below or add one }
I totally agree.
One reason i was in debt for a few years was because i thought ok great this new business idea will make me rich and I won’t have to worry about money or how to handle it.
That was probably one big lesson for me because I now learned that i need to first manage what i have and 2, businesses take time to build.
Hey, Dan!
I just found your site, and have been enjoying the reading. I wanted to suggest that you investigate your local Farm Bureau for your home insurance needs. Here in Missouri, they offer a comprehensive homeowner’s policy for literally $500+ less per year than either State Farm or American Family. As my insuance agent explained it to me, national agencies like State Farm have to raise rates nationwide when an area of the country experiences a wave of events that cause claims to rise only in that state. The Farm Bureau sets rates for each state individually, so the about $1111 that both of the agencies I mentioned quoted me was beat by my Farm Bureau agent at about $374 for the same policy. And this is for COMPREHENSIVE insurance, NOT a fire/ec policy (extended coverage). Be sure to ask your agent: What exactly does this policy cover? Is this price quote for cash value (what I paid for my home) or for replacement cost (what I would have to pay at the current construction cost to REBUILD on the land the house sits on)? That’s very important, Dan. Ask about sewer problems, like backup, tree roots, frozen burst water pipes, etc. Ask about vandalism, theft, your liability if a burglar/tresspasser injures himself on your property. If a limb falls from your tree onto your neighbor’s property, are you covered? For how much? Wind damage (tornado)? Ice weight from snow on the roof. Power surges.
Go to some “how to buy homeowner’s insurance” sites and read a few to get an idea of what to ask. Also, go to some homeowners forums and read the gripes about what their agent DIDN”T tell them or what their policy didn’t cover that they thought it did.
Ok, that’s the end of this book *smile.* I’m off to try to learn more about rolling stocks. Cya!
Donna Morrow
Great analogy and definitely a way to turn heads. It’s true, can’t try too much at once.
lol. This happened to me once, too. I am also impatient and want to fix everything at once if possible. But certain things can only happen one day at a time! Same with exercise and finances (two weeks at a time for most).
ah a fellow Type-A personality. The one thing that this damned chronic fatigue has taught me is to break things down. Take things slowly. Despite many, many backslides — No, really, I can do everything… Watch! — I am learning to just focus on one thing at a time, until it becomes closer to second nature. Then I move on.
Hilarious title! Brought me back to those high school track days when there was a whole lotta puking going on after practice. It’s a nice reminder though to take it slow though. Because the tortise was right… slow and steady does win the race!
Just added you to my Google Reader
http://www.fitnessmagazine.com/recipes/healthy-eating/superfoods/chocolate-milk-after-workout/
The study, published in the International Journal of Sport Nutrition and Exercise Metabolism, was small in scale; it was partially funded by the dairy industry. But dietitians say the study should help to counter the notion that high-tech, expensive supplements are better than whole foods when it comes to athletic performance. They also note that milk contains key nutrients, such as calcium and vitamin D, in quantities that sports drinks can’t match.
“[Milk] is a sports drink ‘plus,’” Keith Ayoob, EdD, a registered dietitian and associate professor of pediatrics at the Albert Einstein College of Medicine, tells WebMD. “It will supply you with things you need whether or not you’re working out.”
The study builds on findings that intense endurance exercise reduces the muscles’ supply of stored glucose, or glycogen, a key source of fuel for exercise. To maximize glycogen replacement, the American College of Sports Medicine and the American Dietetic Association recommend taking in a serving of carbohydrates within 30 minutes after a long and vigorous workout.