Comments on: What is a judgement?

By: Dee

Dee — Sat, 20 Apr 2013 02:59:37 +0000

I received a demand letter/threaten with a Judgement from a lawyers office(Jenkins and DanYoung/Lubbock,Texas) who represent a collection agency (Equitable Ascent Financial, LLC) for a credit card(chase) that was in collections.
I call to make payment arrangement and settle , I was given 4 months to pay an agreed amount, which I paid out in 2 months. This was 7 months ago now that I have proceeded to straighten up my credit I have learned the a judgement was place on me.
I never went to court a non-suit was issued, there is no judge signature recorded at court house nor was a judgement granted.
I called lawyers office who told me the debt has been settled and the file had been set back to EAF,LLC . I called EAF,LLC who told me that the debt is settled . How in the world would a judgement be put on me without an abstract from court house if there was no court date no judge signature ? I have a letter from lawyer stating the balance has been met as agreed, but I understand the lawyer does not report to credit bureau and I need a letter from EAF,LLC to get this debt off my credit . When just happen to be on my credit twice for the same debt under 2 different names Equitable ascent Financial ,LLC and EAF,LLC
And has not been reported correctly . Do you think this is slander of credit??
Help !!!!
I have waited now 7 month to now find out I am at square one. How do I get this off my record .
I understand even if it is taken off it will always show on there in the future. Should I get an attorney ?

By: Sandy

Sandy — Wed, 20 Feb 2013 07:21:28 +0000

We are refinanciing our 12 year old house and in the past we have refinanced several times this same property. This time the title company search my name and found a name just like mine and she had a judgement against her. I told the title company it was not me. It was clearly obvious that the address she had it was not my address. Without going any further they called me and said I had a judgement. I told them I did not. The next day I got a letter from the title co asking me to sign an affidavit to get notarized that I didn’t have a judgement. I thought that was the title companies job to search and make sure the title was clear. If they looked to see what this woman’s date of birth was it wouldn’t have matched. I don’t think I should have to get this notarized. Your thoughts?

By: Shell

Shell — Thu, 14 Feb 2013 09:57:06 +0000

I filed child support against my kids father in one county and he was issued to pay an amount. The kids father made up cases to cps and the police and a different county stating i abused our sons. I had to get away from him due to he has 1,2,3 abuse, Domestice & child abuse on him in the past were i live but the judge never look into anything in the past history. She never looked at me in court she went on the fact that I punched my son like the father said. I have several people that have seen the father beat the kids like they are grown men and this man lies on me. Even when the judge ask is there any child support cases going on he said no and i had the paper work she never looked my way or at the papers. I don’t understand how a judge can not look out for the best of the kids safety. My kids are also on meds for their disorder and the judge dose not even care. What to do any one know about this.

By: Suzan

Suzan — Thu, 31 May 2012 23:02:52 +0000

The previous owners of our house were sued by the neighbors claiming the shed he replaced was encrouching on their property. Long story short, the judgement was settled and the owners of our house moved the shed, the gutters and roof overhang. This was 9 years ago. We have been in the house for 6 years. Now the neighbors attorney sent us a letter stating the foundations and footings are encroaching on their property. Do they have any legal rights at this point since this situation was already settled?

By: Linda

Linda — Mon, 21 May 2012 10:46:12 +0000

Can a judgement be allowed on my credit report without me being notified of it or
The court date? This happened with Bank of America that I had just paid the total balance and then I get a notification that it has been added. Is this legal??

By: Mary

Mary — Mon, 14 May 2012 06:33:45 +0000

I got a judgement against me in June of 2007 by my lender, and now they have sold the bad debt to a Collections Agency. What exactly can the Collections Agency do to me? Can they have my wages garnished? The date of my last payment is nearing 7 years which is the Statute of Limitations in IN. It is a large loan, so I would like to just let it go, and focus on my smaller debts that I can pay off; however the Collections Agency is frequently checking my credit, and I don’t want them to do anything to further hurt me if they see I have started making payments on other accounts. I also have received a good job offer, but I need the money to support my family, so I need to know if they will be able to take 25% of my pay. Please help! Thanks!

By: Guera

Guera — Thu, 10 May 2012 04:03:40 +0000

I have a court order issued to me back in Jan 2011 with no end date. I was wondering how long a court order stays good. It’s not for any type of payment, debt, support or so on. My lawyer I had at the time it was issued was a public defender that did as little as she could to help. I don’t know if the court order still stands since there was no ended date.

By: Angela

Angela — Wed, 25 Apr 2012 18:25:34 +0000

I am a cosigner for someone on a bond in Texas… The bailbond guy says he can press charges against me.. is this true? I can’t make the guy do anything.. please help so lost… what can he do to me I heard a judgement..I don’t know

By: LINDA BURRIS

LINDA BURRIS — Mon, 12 Mar 2012 20:04:44 +0000

I just found out over the phone with a deputy sheriff that there has been a judgement put against me from 10 years ago. I knew nothing about this and was never served any papers of any kind telling me about such a judgment from that long ago. I live in a different area completely but in the same state. Is that judgment legal since I was never served any papers?

By: Shelly Hawthorne

Shelly Hawthorne — Fri, 02 Mar 2012 16:19:36 +0000

My husband has a $1,000+ hospital bill that went to a collection agency. He has been paying something each month to the hospital then all of a sudden he gets this letter from a collection agency stating they may file a judgement against him. Can they do this?? He has always sent them something each month. We live in Texas if that matters. Can’t he just call the collection company and try to work out payment arrangements?