Wedding Loan Online - What Are My Options?

While getting a loan for your wedding probably isn’t the smartest financial move, piling your wedding expenses on your credit cards isn’t a good idea either.

Here are three better options to fund your dream wedding. All three are online wedding loan options, and you’ll end up with a much better rate than your credit cards:

1. Lending Club Wedding Loan

You need a 640 or higher FICO score to get a loan from Lending Club. This isn’t your traditional personal loan. Lending Club’s loans are funded by other Lending Club members around the country. It’s called “peer to peer lending” and you’ll likely get a much better rate here because there is no middle man between you and the potentially hundreds of individuals that will fund your dream wedding.

2. Zopa Wedding Loan Online

Zopa is another take on the peer lending online option. Zopa however issues CD’s to it’s lenders.

3. CitiFinancial Wedding Loan Online

If you’ve got a good credit score (read over 700), you can get approved with a loan from CitiFinancial for your wedding. I’d recommend trying the first two options before these guys though.