Visa Black Card

I’ll be super jealous of you if you get approved! See my comments after the review at the end of the post…

Barclay Bank introduces the Visa Black Card, their version of the American Express Centurion card. 

The Black Card is engineered from carbon graphite and carries very similar benefits and advantages of the Centurion.  The Black Card advertises itself as a limited card, only available to 1% of US residents, although the criteria is has not been made public.

Black Card Advantages

The main advantages of the card are:

• A world class, 24-hour Concierge Service to assist with travel, dining, shopping or virtually any spending desires.
• There is an exclusive rewards program that has not been released to the public.
• Accepted applicants will receive luxury gifts from some of the world’s top name brands in fashion and fine goods.
• The card offers 1% cash back and can convert spending to redeemable travel points.

The card has an annual fee of $495 and carries a standard APR of prime + 9.99 (13.99% as of today).  The annual fee and APR don’t matter much to the people applying for it; it’s merely a drop in the bucket.

One of the Black Cards best advantages is the travel deals offered.  Someone who travels constantly can end up saving a lot of money in the end with the Black Card.  The card offers $250,000 worldwide travel insurance, $300 baggage delay insurance, auto rental collision damage waiver, and $1,500 trip interruption/cancellation insurance.  As a card member, you also gain access to more than 500 airport lounges in over 90 countries.

Travel like a King

The card enables users to travel without worries.  If your luggage gets lost or delayed, no worries – use your $300 baggage delay insurance to go out and by a few new outfits.  Need to cancel your flight, not to worry – your trip cancellation insurance will cover that.  Flexibility and convenience are the main selling points with the Black Card in reference to travel.

Is it worth the annual price tag? Well, if you can get approved, it just might be. Honestly, the “swagger” side of me really wants this card and I do plan on traveling allot someday.

I will envy you if you get approved!

My credit score sucks though, but if your’s is over 720, go for it and enjoy the card whilst I cannot : (

Click HERE to apply and

let me know if you get approved in the comments!