Posts tagged as:

negotiation

Just a few quick tips I learned from my Whimsical Negotiation with the credit card company.  This was my progression, and yours will probably be the same.

Actually ask.  If you don’t ask you get nothing.  NOTHING.  The credit card company has no incentive to reduce your interest rate out of the goodness of their hearts.  [...]

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Below is real letter that I wrote to my credit card company.  I have a -$0.07 balance with them, so the 23% interest rate they have set for me does not hurt me at all, but I figured if I could get a sweet 0% balance transfer on the $10k on a different card it [...]

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