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When the topic of credit cards comes up, you’re probably used to hearing only the bad things. But, in reality, for most of us credit cards have done us a valuable service: helped us establish a credit history. Let’s be honest, few banks are going to hand out money for a big [...]
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This post is a follow up to Whimsical negotiation with your credit card company.
We got the final answer from Chase concerning my request that they set my interest rate at something more reasonable.
A paraphrasing of the multiple emails exchanged:
RD: My interest rate is way too high. I have $0 balance on this card, the interest [...]
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Below is real letter that I wrote to my credit card company. I have a -$0.07 balance with them, so the 23% interest rate they have set for me does not hurt me at all, but I figured if I could get a sweet 0% balance transfer on the $10k on a different card it [...]
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