Below is real letter that I wrote to my credit card company. I have a -$0.07 balance with them, so the 23% interest rate they have set for me does not hurt me at all, but I figured if I could get a sweet 0% balance transfer on the $10k on a different card it [...]
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As a dumb 20-something, I day traded away over a quarter-million dollars and found myself deep in debt.