Staying Patient When You’re In Debt. It’s Not Easy

Anyone else struggle with a lack of patience?

I know I do.

It’s not as bad as it used to be. In fact, my lack of patience is what turned me from scalp trading to swing trading to day trading to options trading to forex trading. Each one a step faster, more risky, and (for me) more dangerous.

I’ve been back to seeing the counselor that I saw last year again.

I’m really getting alot out of it this time. Last time it felt like more of just crisis management. I was losing my home, dealing with telling my family everything, living in my office, etc. Also, my father was covering the cost last time.

This time around I’m paying for each session. And I honestly feel I’m getting a fantastic return on my money (ROI). Maybe it’s not kosher to think of a counseling session in terms of an ROI….but it’s my money, and it’s how I think at the moment.

But back to patience.

It’s hard.

It’s hard because I have trouble opening up to people I’ve known for a year now.

It’s hard because I want so badly to not have my Mom worrying about money.

It’s hard because I hate that I have to keep my phone on silent all day long.

Being patient while in debt sucks. It affects so many parts of your life (financial, relational, emotional, spiritual), that all I want to do is try something new to be done with that.

But that is the path to more mistakes. When I rush to do something, it’s usually a mistake.

I’m learning to plan better. I’m not spending wildly on any new projects at the moment for my business. I am trying new things, but everything is done in moderation.

I finally feel like I am building up a new life for myself post “awakening” (”awakening” happening around the time I started this blog over a year ago now). I am (slowly) making new friends, finding new hobbies, and getting used to perhaps being in one place for an extended period of time.

I still wish all my debt could go away, poof! But it’s just isn’t going to happen. I’m making progress, and hopefully I’ll be up to around a 1.5K (mom + IRS) debt payment each month by the end of the summer.

photo by preciouskhyatt