I’m having trouble staying focused and motivated on my goal this year, which btw, isn’t to be debt free, but to have a positive net worth.
I’m getting complacent. A little lazy. Coffee doesn’t even seem to be helping much lately.
The problem is a general lack of pain in my life right now. I’ve gotten comfortable. It’s time to shake things up. Not that I need pain in my life, but I need something to get me moving!
I think I just need to come back to the fact that I’m going to have to support my mother the rest of her life. I still owe Mom around $108,000. But the reality is that I’ll be sending $1,000 checks to my Mom the rest of her life. At least that’s what it’s looking like right now.
And, I just found out that my Mom’s part-time job is shutting down their office in a few months, and my Mom will be out of work. She was making about $1,000 a month at the job.
It’s strange being 26 and supporting your family. It doesn’t feel like a burden to me, I mean, I put this on myself, but it does feel like pressure.
Like, if I don’t bring home the bacon, what happens to my Mom? I dunno. There are other family members, but no one in our immediate family has the extra income to support my Mom.
Now, I’m feeling a little more motivated.
And….jeez DK, I’m getting married in like 6 months! My fiancee knows all my debt situation, and is fine with it….but gosh darn, I’d like to have a bigger cushion going into our marriage. I’m hoping by our wedding I can hit the networth even mark. We’ll see.
{ 4 comments… read them below or add one }
Seems like you’ve got a couple of thinks to keep you moving. Get on it!
I admire your efforts to make the lives of the people you love a little bit better. Aside from “lack of pain”…perhaps it will also help to have a “little greed” as Robert Kiyosaki puts it. Sometimes we just need to be reminded of our dreams (e.g. get out of debt, a new car, new house, vacation, etc) every now and then to keep our hunger alive. Like what Steve Jobs said, “…stay hungry, stay foolish!” More power to you!
Will your Mom qualify for unemployement or is she old enough for SS payments? It is going to be a harsh wake up call for her to go from 2K a month to 1/2 that. Even if you continue to support her, how is she going to make up the difference? That would be majorly stressing me out right now!
Good luck. It looks like you have all your ducks in a row. I love reading this site!