Comments on: Section 341 Bankruptcy Meeting: Wow, That Was Awkward

By: Jennifer

Jennifer — Wed, 08 Feb 2012 20:50:01 +0000

I just got home from mine today (Houston, TX). The trustee was almost an hour behind and I am sick with a horrendous cold so I was getting irritated while waiting. My atty had another case with another trustee so when it was our turn, my husband and I had to wait, so we sat in the room while another couple went ahead of us. They were so nervous, their voices were shaking as they answered the questions, but they were done in maybe 5 minutes. Our atty finished and came in and we were up. We sworn in, handed over our id’s, answered a few questions, printed our names on a piece of paper, then he said we were done. I just looked at our atty and said “that’s it?”. I was so relieved. This part is finally over. We didn’t get near the questions the couple in front of us did, different circumstances. I felt so bad for everyone there, but glad there is this law to protect us. I have multiple autoimmune disorders, my husband and I both had medical bills and hospital bills we couldn’t pay. We have three kids, all with Autism. Sometimes life gives you crap you cant control or fix. After racking up $60,000 worth of debt just trying to live, eat and take care of our family, this was the last resort. I feel bad it came to this, but after creating more financial messes in desperate attempts to fix our financial mess, this had to be done.

By: Taymee

Taymee — Sat, 28 Jan 2012 19:20:50 +0000

I’m just starting the process. Going for my first consultation on Monday. Actually it’s my 7th, but every time I keep changing my mind and waiting it out a little longer. At this point I am in so much worse shape than I was the first time I talked to a lawyer. I have to just face it this time, I don’t have a choice. I can’t afford to pay off these bills. I am 36 years old and have 5 kids. When I was a kid my mother told me money was a grown up worry and not to think about it. Well I’m trying to teach my kids better than that, but obviously I have no idea how to work with money, or I wouldn’t have depended on loans and credit cards and store credit to pay for Christmas and birthday presents for my kids and I would have been able to live inside the budgets that I created. I feel like a failure but it helps to see how many people there are that work hard and still can’t make it. I put in over 70 hours a week at my job (sadly that job is teaching so I don’t get paid for that dedication) and nothing I do will make it possible for me to pay my living expenses and my debt both.

By: John V.

John V. — Tue, 03 Jan 2012 20:17:03 +0000

My wife and I have a Chp 7 bankruptcy 341 hearing this month, here in NJ. Ironicaly, I once was an employee at the same court, many moons ago now. I often said in jest that I would return there as a client, boy is that something I regret saying today. Long story short, my wife and I tried over ayear to avoid filling, but the bills overcame us. I am wondering how selling your personal items on eBay may effect one’s case. I have been selling off my music colletion the past 16 months. Will thetrustees want to liquidate the rest of my collection, or can I retain it? I sold more than 75% off. This is my only concern involving our case. Believe me, I have survived much worse, including a near fatal car accident and CA-MRSA.Any feedback would be great. The best to yolu all dealing with this nightmare.

By: Mikey LV

Mikey LV — Mon, 17 Oct 2011 19:16:41 +0000

My 341 is tomorrow. A bit nervous, though feel I should be more. I did a Chapter 7 in 1995 which was easy compared to this Chapter 13. The wife is just “concerned.” Ignorance is bliss I guess.

By: robert

robert — Tue, 16 Aug 2011 23:56:14 +0000

I attended a 341 meeting last Wednesday 3/10/2011 and before that day i check out this blog and everyone”s comments..I began to think that maybe what I was reading was true..My attorney had told me the longest part of the meeting is waiting for your name to be called.which was true. the whole process from the beginning to end was maybe 30 minutes and only about 6 questions where asked. the trustee actually had made changes to my case and informed the attorney of the error’s.( maybe the sun was shining on me that day ) the meeting was every informal. most people wore jeans and polo’s, for the woman there that day it ranged from shorts to dresses. the questions asked where did we sell and/or buy anything over 600.00 the last month. did we filed all previous tax returns. did we have any property / vehicles we transferred into someone else’s name. did we read the case documents before filing. and if we where in agreement with the monthly payment amount. I was told that the overwhelming fear of the unknown takes over and that was true. but actually, the meeting was every simple.I hope if you read this that it gives you some peace as reading it prior to my day in court gave me a little courage. if you have questions and/or concerns please e-mail me………my trustee 341 meeting was in riverside ca ,judge johnson. o.k now that is done, on with my life ………..

By: Dee

Dee — Wed, 29 Jun 2011 19:11:33 +0000

Who was your trustee if you don’t mind telling me?

By: Dee

Dee — Wed, 29 Jun 2011 18:54:29 +0000

Have out meeting tomorrow, am sooo stressed. Two questions, 1, will we have to sit there and review our petition paperwork page by page? & 2, we filed Chpt 7 18 years ago ( now Chpt 13 ) I can not honestly remember if we’ve ever told our attorney. Can’t imagine why we wouldn’t have, but if we didn’t, what if the trustee asks tomorrow? is there any risks in telling our attorney, possibly for the first time?? Our meeting is in Oakland tomorrow. Any advice is greatly appreciated!

By: Mark

Mark — Thu, 31 Mar 2011 05:34:58 +0000

I had my 341 meeting today at 4 pm. It went smoothly. I was asked 7 simple questions about signatures & accuracy of information. Don’t worry! It’s all straightforward! No creditors showed up either! I did mine at BK court in Oakland, CA.

By: Jak

Jak — Sat, 05 Mar 2011 07:57:31 +0000

Most BKs (figures as high as 99%) are successfully discharged, so relax. Just be honest.

By: LOL

LOL — Mon, 21 Feb 2011 12:57:25 +0000

LOL!!!