Is my credit score on my credit report?

No, your credit report, and your credit score are two separate items. What’s on your credit report directly influences your credit score. When you order your credit score (which you have to pay for…don’t believe any “free” crap), you will also receive your credit report. However, if you just get your credit report, it will not contain your credit (or FICO) score.

The best place to get your actual credit score is MyFico. Their scores (from all three credit reporting agencies) are legit. Back when I was getting credit cards, and lines of credit, and buying my house, I was using MyFico alot. Now, not so much. But they really are the best for getting your actual score.

I'm 300K in debt. Gulp. I'm 24 and day traded away a fortune. Now I'm trying to crawl back to zero. Why not subscribe to my RSS feed and join me on this journey. You can also subscribe via e-mail. I appreciate tips and feedback! ~ DebtKid