As a small business owner, I care about how the new Affordable Care Act (ACA) affects me. Sole proprietorships are among the millions of individuals expected to buy health insurance through the state-based marketplaces which will start enrolling consumers today.…
my crazy life
Government Health Insurance Marketplace is Overwhelmed
by Eric Carnegie •
It is 5:51 Am in the morning here in Dallas, and it is October 1, the day government run health insurance marketplace is open for business. I decide to be an early adapter for this historical moment and start to…
my crazy life
Young People and the Affordable Care Act
by Eric Carnegie •
Here are 20 Q&A’s on how Affordable Care Act can affect the young people Q1: How does the Affordable Care Act help young adults? Before the President signed the Affordable Care Act into law, many health plans and issuers could remove…
my crazy life
Makes Sense of The Health Insurance Marketplace
by Eric Carnegie •
The central piece of implementation of the Affordable Care Act, the government run Health Insurance Marketplace (or “Exchange”) will be launched on Oct. 1, 2013. The Marketplace is designed to make it easier for people who are not otherwise covered to…
my crazy life
Tell Me How Much My ObamaCare Premium Will Be, Please
by Eric Carnegie •
I have long learned not to trust the politicians, especially with the ones with an agenda — That basically covers every elected official. With all the serious debate going on in Washington on budget and threat to defund Obama Care,…
credit score
Monitor Your Credit Score for Free — Well, Almost
by Eric Carnegie •
Unless your time is as valuable as that of Warren Buffett, who makes millions each second passing by, it does not makes sense for you to use a so called credit-monitoring service that can charge $15 a month or more.…
my crazy life
Go-Nowhere Generation Going to North Dakota?
by Eric Carnegie •
I found an interesting piece on Yahoo! entitled Go-Nowhere Generation: Why Young People Are Stuck. According to the article, young people, 20-somethings in the US are 40% less likely to move to another state than the same age generation in…
banking, bankruptcy, collection agencies, Debt, debt and relationships, Debt Reduction
Book Review: Personal Bankruptcy Laws — Chapter 3
by Rebecca Douglas •
I am doing a chapter by chapter review of the book Personal Bankruptcy Laws For Dummies by James P. Caher and John M. Caher. Today I review Chapter 2. Chapter 3: Meeting the Players There are a lot of people involved in…
Debt, my crazy life, student loans
Prepare Your Financial Plan Before Saying “I do”
by Noreen Ruth •
Preparing for a wedding takes a great deal of time and organization in order to have the special day go smoothly. The event is a joyous celebration filled with good wishes and blessings for a wonderful future together. Two individuals…
banking, credit score, Debt
How to Build Credit from No or Bad Credit
by Eric Carnegie •
I have a few tenants. They can all afford to pay the monthly rent but cannot secure a purchase loan to buy a house. One of them even closed his bank account recently because of the excessive fees. I have…