When Not to Refinance

You’ve had your mortgage for a long time. The amortization chart shows that the proportion of your payment that is credited to the principal of your loan increases each year, while the proportion credited to the interest decreases each year.…

Young People and the Affordable Care Act

Here are 20 Q&A’s on how Affordable Care Act can affect the young people Q1: How does the Affordable Care Act help young adults? Before the President signed the Affordable Care Act into law, many health plans and issuers could remove…

Makes Sense of The Health Insurance Marketplace

The central piece of implementation of  the Affordable Care Act, the government run Health Insurance Marketplace (or “Exchange”) will be launched on Oct. 1, 2013.  The Marketplace is designed to make it easier for people who are not otherwise covered to…