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	<title>Comments on: Open Enrollment: 5 Ways To Save Money On Health Insurance</title>
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	<link>http://www.debtkid.com/open-enrollment-5-ways-to-save-money-on-health-insurance</link>
	<description>Get Out of Debt @ DebtKid.com</description>
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		<title>By: Financial Samurai</title>
		<link>http://www.debtkid.com/open-enrollment-5-ways-to-save-money-on-health-insurance/comment-page-1#comment-21572</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Sat, 24 Oct 2009 08:08:05 +0000</pubDate>
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		<description>Hi Jessica - Even without assets, it&#039;s worth protecting your future stream of earnings, b/c that can be taken too!

$100-300 a year for a $1million umbrella is a no brainer!</description>
		<content:encoded><![CDATA[<p>Hi Jessica &#8211; Even without assets, it&#8217;s worth protecting your future stream of earnings, b/c that can be taken too!</p>
<p>$100-300 a year for a $1million umbrella is a no brainer!</p>
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		<title>By: jessica w</title>
		<link>http://www.debtkid.com/open-enrollment-5-ways-to-save-money-on-health-insurance/comment-page-1#comment-21543</link>
		<dc:creator>jessica w</dc:creator>
		<pubDate>Thu, 22 Oct 2009 19:21:27 +0000</pubDate>
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		<description>Good point on an umbrella policy--I&#039;ve never looked into that for our family (not having assets to speak of... now that we have some, it&#039;s worth protecting!)</description>
		<content:encoded><![CDATA[<p>Good point on an umbrella policy&#8211;I&#8217;ve never looked into that for our family (not having assets to speak of&#8230; now that we have some, it&#8217;s worth protecting!)</p>
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		<title>By: Financial Samurai</title>
		<link>http://www.debtkid.com/open-enrollment-5-ways-to-save-money-on-health-insurance/comment-page-1#comment-21534</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Thu, 22 Oct 2009 06:42:21 +0000</pubDate>
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		<description>I almost got into a car accident with this teenager and crazy father.  Not good.  It reminded me that you MUST get a Umbrella Insurance Policy!

You never know what will happen until you get sued b/c of an accident.

Spend the $300 a year and get a $1mil umbrella!</description>
		<content:encoded><![CDATA[<p>I almost got into a car accident with this teenager and crazy father.  Not good.  It reminded me that you MUST get a Umbrella Insurance Policy!</p>
<p>You never know what will happen until you get sued b/c of an accident.</p>
<p>Spend the $300 a year and get a $1mil umbrella!</p>
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		<title>By: Health Insurance Providers</title>
		<link>http://www.debtkid.com/open-enrollment-5-ways-to-save-money-on-health-insurance/comment-page-1#comment-21519</link>
		<dc:creator>Health Insurance Providers</dc:creator>
		<pubDate>Tue, 20 Oct 2009 23:36:55 +0000</pubDate>
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		<description>What many people do not realize is that group health insurance is usually almost twice as expensive as an individual health insurance plan with similar benefits. Many people mistakenly think that group health is cheaper just because they do not take into account the portion of the premiums that their employer is paying on their behalf. If an employer pays for some of the premiums for the employee but not for the spouse or kids then it is often a great strategy to shop for a much cheaper individual health insurance plan as opposed to just joining the same plan as the employee and paying more than necessary.</description>
		<content:encoded><![CDATA[<p>What many people do not realize is that group health insurance is usually almost twice as expensive as an individual health insurance plan with similar benefits. Many people mistakenly think that group health is cheaper just because they do not take into account the portion of the premiums that their employer is paying on their behalf. If an employer pays for some of the premiums for the employee but not for the spouse or kids then it is often a great strategy to shop for a much cheaper individual health insurance plan as opposed to just joining the same plan as the employee and paying more than necessary.</p>
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