So, I’m supposed to be getting a place tomorrow. But I’m also supposed to be bringing nearly $3,000 as well.
I don’t have it quite yet, and I’m really starting to stress. As usual, the mistake is totally my fault, but here’s what happened:
1. A $600 advertising charge came through this week that I wasn’t expecting until next week
2. A $1.1K check that I was expecting earlier this week won’t be in until next week at the earliest.
In other words, I relied on money that was outside my control. Not smart. I need to come up with about 1K in cash today, or I won’t have enough to cover payment tomorrow. I put up the last few valuable things I had on craigslist. Some electronics that I used to use in the business. I’ve had one e-mail inquiry so far. At bare minimum I could maybe, maybe squeeze by with just $500 depending on how Wells Fargo handles deposits on Saturdays.
I’ve gotten myself into another hard spot and I’m mad at myself. I was so pissed yesterday I started cursing around my office so loud that I’m sure people on the first floor heard me. I hate this. I hate that I’m a risk taker sometimes, I hate that I just can’t have patience. Even when it comes to my business I see my old habits of pushing the envelope (day trading) and taking risks (investments in the business) when I should be more careful.
{ 6 comments… read them below or add one }
I’m sorry- but first you bitch that no one will rent to you. Then someone rents to you and you can’t even come up with your side of the bargain? Sounds sketchy to me. How is your landlord supposed to trust that you’ll come up with the full rent each month and not be “expecting” a check to come a week after rent is due?
Hey, it’s not tomorrow yet. I will come up with my side of the bargain. I know I screwed up, read the post. Gosh, I’m not in a good mood today…
My opinion is that the universe is trying to teach you – once again – a lesson about being more conservative and responsible with your finances. You still haven’t learned this after all you’ve been through. I know that living in your office isn’t ideal, but it’s what you can afford and it prevents new financial stressors from entering your life. It is also allowing you to pay off your debts faster than if you had a rent payment. Instead, you are walking on a financial tightrope trying to force the issue of renting an apartment. Financial stuff should not be this difficult, stressful or tight. Wait to rent until you have a financial cushion, until you can afford all of the costs with ease, and until you don’t have to be in a position of desperation.
Kristina, I actually think this apartment will be a good move financially in the long run. My office is $800 a month and with the new place, I won’t need my office anymore. So, I’ll be getting a place to sleep for under $200 a month…that seems pretty wise to me. It’s just the path I took to get here, yes, I screwed up.
Hey, I didn’t mean to sound so critical. I know you’re doing your best. Keep it up, homie.
So I’ve been curious… once you get the apartment and don’t have the office, where will your employees work? Will they be telecommuting?
Also, perhaps a housemate might help ease the stress. When I worked a lot and only slept at my apartment, having roomies wasn’t bad and made for a better budget. Just a thought.