Comments on: I fracking hate citifinancial and wellsfargo right now

By: JReeves

JReeves — Wed, 30 Dec 2009 02:21:05 +0000

It is true that Citifanancial is an organization that pushes the envelope when it comes to business practices and the law. I have had on at least two occasions where I was told a pre-arranged payment was cancelled to be rescheduled, to find out that they took money from my account on both the cancelled date and the rescheduled date. They refused to give back the funds.

If your payment is more than a day late, they bombard your telephone with calls. Mind you, there is not a live person when you answer, it usually hangs up with no identification or there is a message saying that “Citi” has important information and could you call back. One of the numbers is 817-837-7838, when I get a call from this number they just hang up. When you call them back, it comes up with a bad extension and hangs up, no identification. This number calls a number of times a day. They will even call you when their own offices are closed.

Citifinancial is guilty of harassment and dishonestly conducting business. If you aren’t already a customer of this crime family, take heed and look elsewhere for financial help.

By: jcres

jcres — Fri, 27 Nov 2009 21:21:27 +0000

CITI are a bunch of crooks just wanting to get you in the door
to enslave you for ever!
my wife has an obsessive compulsive disorder, she has been in counseling for months now because she cant drive past some kind of pay-day loan office and walk out with 800.00 loans,she was late on every single payment for the duration of each loan,
yet with a negative credit report she was able to walk out of a citi financial office in Waco TX with $18,000 dollars! AND no legitimate way to pay it back! not only that
the collateral she put on the credit app was a figment of her imagination! YEAH you read that correctly, she completely made up what her assets were to get the loan
if they had bothered to check they would have laughed her out the office!
is there not a system of checks and balances in place to prevent this from happening?
anyone can walk in for unsecured loans with no viable means of repayment?

By: SCREWED

SCREWED — Sat, 26 Sep 2009 03:58:11 +0000

Well I did the same thing I post dated and the bull shit artist cashed one week later they are a bunch of lying ( Oh I will have my manager call you yea right) jackassssss !!!!!!!!!!!

By: BJK

BJK — Fri, 06 Mar 2009 15:12:23 +0000

Greed- They are the only fuckers who will lend, you go to one of the chartered banks and they laugh at you, it's as if you need to have $20000 in your bank account to borrow. I borrowed 15K from the Kanata location 2 1/2 years ago. I make a payment of 460 a month. I checked out my balance last week $12,500, I called and asked to have my interest rate lowered and they just laughed at me. I hope citifinacial goes tits up and I get off the hook for this shit, i've already already paid 12,800 on this loan and it's come down by 2 grand. BS

By: mike

mike — Thu, 22 Jan 2009 15:30:08 +0000

citi financial in OTTAWA, ONtario are crooks….nobody borrow money from them!!!

Biggest mistake of the year….interest rates are killer

By: Citibites

Citibites — Fri, 19 Dec 2008 21:00:08 +0000

The question citifinancial needs to ask itself: is it ok for management to lie to employees and customers to make a buck? They have terrible ‘advice’ and will try to sink you with debt. They ’sell’ mortgages at double the prevailing rate to financially illiterate people by hyping what may be good and ommitting and lying about the bad. I’ve actually heard a mortgage pitched on ‘term savings’…ie after 20 years the customer would ’save’ $15,000 over 20 years by consolidating credit cards and almost paid off car loans into an overpriced mortgage. The amount of savings was calculated by comparing the new pmt vs the old pmt then multiplying by 12 monthly payments by 20 years. No admittance that the car loans would be done soon and that the customer was basically stretching out their financial problems for 20 more years. No talk that in present value terms, $15k over 20 years isn’t that much. Then I heard it: “state mandated points”…which was bs since I know for a fact my state does not mandate points to a lender.

By: Martin

Martin — Fri, 21 Mar 2008 16:50:59 +0000

I really pissed at CitiFinancial. After all I signed the paper, I pay each month for $220, and I do not see the interest go down. I asked them transaction and I found out fock all of them off, they charged me 30.99% each month. They said, “oh this is good for you”. For example, I owed them $5000, I pay $130 interest each month there is no reduced down if you pay more. The more money you paid the more they took interest…for example, I paid $500 another month, they took interest $250 and put $250 your money return which means they took more than 30.99 each month. if you have all in one money pay all them off at one time. I wish I borrow them $100000 and run away and declare banrupcy better than return to them. This guy let you borrow money and you shouldn’t return to them I recommended. They said they help, their quote on the board is “get money today, tomorrow is dreams.” Yeah, my quote to them “get money today, tomorrow is night mare for years.” Fock you all CitiFinancial!

By: jade

jade — Thu, 13 Mar 2008 13:24:15 +0000

Man, CitiFinancial is the like the mofioso. I tried to just pay off my balance today, and it was a MAJOR ordeal. Talk about avoidance, just getting through their stupid message tree is a major ordeal, getting to speak to a HUMAN is another challenge. Then they tired to charge me another $400 in interest and their intro offer does not expire for 5 more days!!! Unfreaking believeable. 20 minutes on the phone and I finally paid this off and got the account closed. The feds need to regulate the interest that can be charged by such companies and how they do business. This stuff should not be allowed to go on.

By: Myself

Myself — Tue, 23 Oct 2007 15:55:33 +0000

FYI: They aren’t the one’s to blame.
You have overextended yourself (without a safety net).

By: Mickey

Mickey — Sat, 14 Apr 2007 23:13:45 +0000

I can see you are frustrated. Best piece of advice is to find he root of your problem vs blaming and slandering companies. You should not go in to give a piece of your mind, but rather asking about other options that might be available to repay your debt during your difficult times. Keep in contact with all of your creditors and ask them for options and ideas to help you. I feel your pain and frustration, been there, done that, sometimes still living it……but the reality is we both have to look in the mirror and take responsibility for the situation and not bad mouth or blame others for our own mistakes. Good luck man….Credit counseling is helpful, Dave Ramsey book is good, possibly a BK attorney, but mainly beating your creditors to the punch with a plea for help!! Take Care…