Comments on: Getting Debt Free Today: Not Gonna Happen

By: debt kid

debt kid — Thu, 30 Oct 2008 07:47:57 +0000

OK, new spreadsheet up. That was fun:

http://www.debtkid.com/october-2008-balance-sheet-progress

By: debt kid

debt kid — Thu, 30 Oct 2008 01:50:29 +0000

@ the Wolf – “It sounds as if you are swirling around in a big pot and at the same time, you’re trying to stir the pot and regulate the heat and add more ingredients.”

Yeah, that’s a pretty good description. But really, at least right now it’s mostly good chaos. And I have a bed. And groceries. And I’m in a 10x better mental state overall than say 6 months ago, and especially a year ago.

By: the Wolf

the Wolf — Thu, 30 Oct 2008 01:37:54 +0000

I just can’t understand how you are operating under a FTL, have business “savings,” have business accounts in collection, and then you are working in an employee relationship for someone else. No wonder you’re having mood swings..simplify, simplify your life. This will make more sense to you as you age. It sounds as if you are swirling around in a big pot and at the same time, you’re trying to stir the pot and regulate the heat and add more ingredients.

By: Eric

Eric — Wed, 29 Oct 2008 23:58:12 +0000

Three years is a good time frame to shoot for – it give you room to undershoot, but still make up for lost time. I am trying to knock off all debt within 2-3 years also.

By: debt kid

debt kid — Wed, 29 Oct 2008 20:00:22 +0000

@ Alan – you’re right. I need to do that. I have it all strait in my head, and I’m pretty sure I know which ones I want to tackle first, but I should write it out here and get a clear strategy.

@ Chris – You’re right. I just get frustrated. I’m really making pretty good money now….but still so in the hole.

By: chris

chris — Wed, 29 Oct 2008 19:44:48 +0000

dk,

i’m unclear on the mood of this post, its obvious you’ve been making great progress as to how to handle your debt. you don’t need to get yourself down because you can’t make it all happen in two weeks, but need to keep reminding yourself as to how well you are setting yourself up to take care of the debt. i would be feeling really good about myself right now if I was you, good job.

chris

By: A. Friend

A. Friend — Wed, 29 Oct 2008 16:53:11 +0000

Well, how about another comprehensive update on the debt, so your faithful readers can help you figure out which ones to tackle first?

Cheers,

Alan

By: Rick

Rick — Wed, 29 Oct 2008 15:42:27 +0000

Progress is all that matters. Just think of the story about the tortoise and the hare. Slow and steady wins the race. Sure you have a long way to go. But just look back a year and see how far you’ve come. And you’ll be a better person for all you’ve learned. The best part about mistakes is that you can learn from them. Keep up the good work.