Getting Back On Track

Whew. Finally…I’m ahead.

OK, I’m not really ahead, but for once I’m positive that my business and personal accounts are not going to overdraft this month. Hurray for me right? Yeah, I wish. It’s a small victory, but the truth is I’m still not paying anywhere near all my bills.

Getting Organized

Now that I have my business and personal checking accounts at two different banks it’s been alot easier to finally seperate my business expenses and income from my personal stuff. I spent most of this evening updating all my personal debt spreadsheet and all that jazz to get ready to file the bankruptcy. At this point avoiding the BK is impossible, and I just need to get the paperwork done now. I’ve been saying that for a few months now, but I finally got organized the last few weeks and am almost ready to file.

Getting Accountable

One of the biggest helps has been my Dad. Shocker, he’s amazing. My problem is that while I’m pretty good at running my business, I don’t do alot of the little daily tasks to keep things in order. So, my Dad and I are now meeting weekly (virtually) to go over personal and business goals and action items for the week. It’s great, and it’s already greatly improved my business performance as well getting my personal stuff organized. Yay for Dad.

Getting A Life

Still working on this one…but it’s slowly starting to come back together. I’m not quite ready to really put myself out there again, I think by the end of the year though I should be. I think I wrote earlier how I ordered a life on Amazon…it’s expected to show up sometime in early 2008. OK, that really isn’t that funny…but hey, I’m not that funny a guy! (more goofy really)

Getting Sane

Having a place to sleep each night that isn’t the floor is amazing. I’m truly thankful for each night I have in my new place and I hope its something I never take for granted ever again in my life.

Getting ready for the long haul

I took me over 3 years to get myself into the massive debt whole that I’m in. But, it may very well take much longer than that to get out. I’ve accepted that now, and if it takes 5 years, 10 years….well, that’s just what its gonna take. One one or the other I’ll survive. Debt doesn’t define me…although I do go by DebtKid. Hmm…maybe sometime I can change the blog name to NoDebtKid or something like that. That’d be cool.