<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Finding Inspiration When You&#8217;re In Debt</title>
	<atom:link href="http://www.debtkid.com/finding-inspiration-when-youre-in-debt/feed" rel="self" type="application/rss+xml" />
	<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt</link>
	<description>Debt Kid - I&#039;m Getting Out of Debt</description>
	<lastBuildDate>Sat, 21 Nov 2009 04:28:43 -0700</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.4</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: debt kid</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6188</link>
		<dc:creator>debt kid</dc:creator>
		<pubDate>Sat, 19 Jan 2008 02:00:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6188</guid>
		<description>I have not received a 1099 Yet. I doubt that I will. 

No, my business debts are all mine. I don&#039;t have a partner. I sold equity in the business years back, but all the business debts are only co-signed by myself. 

I am working on the IRS issue, I hope to have a payment plan setup with them in the coming weeks. They were easy to work with the last time I contacted them, so I&#039;m hoping for that same result. We&#039;ll see.</description>
		<content:encoded><![CDATA[<p>I have not received a 1099 Yet. I doubt that I will. </p>
<p>No, my business debts are all mine. I don&#8217;t have a partner. I sold equity in the business years back, but all the business debts are only co-signed by myself. </p>
<p>I am working on the IRS issue, I hope to have a payment plan setup with them in the coming weeks. They were easy to work with the last time I contacted them, so I&#8217;m hoping for that same result. We&#8217;ll see.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Big Bad Wolf</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6186</link>
		<dc:creator>Big Bad Wolf</dc:creator>
		<pubDate>Sat, 19 Jan 2008 01:45:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6186</guid>
		<description>01/18/08
DK, Regarding your pontificating on short sales, how did you fare with yours? Did you get a 1099? Also, I remembered from an earlier post that you said you had a partner so your business debts are not only yours, and couldn&#039;t be listed as your personal debts.Then you mentioned you listed business debts on your BK filing.  Is your partner aware of your back taxes and business debts and other issues? If the partner situation still exists, you know the IRS will go after him/her as well you to get their money, and you better notify them fast if they are not aware. That could be a nasty surprise!</description>
		<content:encoded><![CDATA[<p>01/18/08<br />
DK, Regarding your pontificating on short sales, how did you fare with yours? Did you get a 1099? Also, I remembered from an earlier post that you said you had a partner so your business debts are not only yours, and couldn&#8217;t be listed as your personal debts.Then you mentioned you listed business debts on your BK filing.  Is your partner aware of your back <a href="http://www.debtkid.com/taxes" >taxes</a> and business debts and other issues? If the partner situation still exists, you know the IRS will go after him/her as well you to get their money, and you better notify them fast if they are not aware. That could be a nasty surprise!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: smitty</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6163</link>
		<dc:creator>smitty</dc:creator>
		<pubDate>Fri, 18 Jan 2008 17:17:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6163</guid>
		<description>&quot;Next thing I know it’s morning. I’ve been exhausted all the time lately. I don’t know what I’m doing wrong.&quot;

you&#039;re probably depressed.  I know that you&#039;ve written that you&#039;re not but when your vision of what you want and the vision of what you&#039;re experience are different, it creates a tiring inertia.

if I were you, I&#039;d make a list of 2 or 3 things that make you happy and start doing them-- that&#039;s how I seperate my emotion from my work.

the three things on my list are: reading; playing the piano; and exercising.  

my &quot;exercise goal&quot; is &quot;being able to row 14,000 meters per hour on my concept2 rower.&quot;

my &quot;piano goal&quot; is to playing songs from the nutcracker by next christmas.

my &quot;reading goal&quot; is to reading several &quot;classic&quot; economic, literature and philosophy works.

have fun! because when you have fun in your &quot;private life,&quot; it infects your &quot;worklife&quot; and that&#039;s the way it should be-- i.e. not the other way around!</description>
		<content:encoded><![CDATA[<p>&#8220;Next thing I know it’s morning. I’ve been exhausted all the time lately. I don’t know what I’m doing wrong.&#8221;</p>
<p>you&#8217;re probably depressed.  I know that you&#8217;ve written that you&#8217;re not but when your vision of what you want and the vision of what you&#8217;re experience are different, it creates a tiring inertia.</p>
<p>if I were you, I&#8217;d make a list of 2 or 3 things that make you happy and start doing them&#8211; that&#8217;s how I seperate my emotion from my work.</p>
<p>the three things on my list are: reading; playing the piano; and exercising.  </p>
<p>my &#8220;exercise goal&#8221; is &#8220;being able to row 14,000 meters per hour on my concept2 rower.&#8221;</p>
<p>my &#8220;piano goal&#8221; is to playing songs from the nutcracker by next christmas.</p>
<p>my &#8220;reading goal&#8221; is to reading several &#8220;classic&#8221; economic, literature and philosophy works.</p>
<p>have fun! because when you have fun in your &#8220;private life,&#8221; it infects your &#8220;worklife&#8221; and that&#8217;s the way it should be&#8211; i.e. not the other way around!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: debt kid</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6137</link>
		<dc:creator>debt kid</dc:creator>
		<pubDate>Fri, 18 Jan 2008 00:46:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6137</guid>
		<description>@Susan - Not mean at all. Good point. I do have my part-time employees review business documents/communication. grammar and spelling have never been my strongest suits! Thanks for watching out for me.</description>
		<content:encoded><![CDATA[<p>@Susan &#8211; Not mean at all. Good point. I do have my part-time employees review business documents/communication. grammar and spelling have never been my strongest suits! Thanks for watching out for me.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: susan</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6135</link>
		<dc:creator>susan</dc:creator>
		<pubDate>Thu, 17 Jan 2008 20:56:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6135</guid>
		<description>Hey DK, 

I love reading your blog and I offer my next comments in the nicest way possible - it is not my intention to be mean and/or snarky in any way. 

I notice grammatical errors in your blog and I know you are soliciting clients for your business - I just want to be sure that you have someone very trustworthy reviewing your business documents for grammatical errors.  In a perfect world, it shouldn&#039;t matter if you use &quot;seperate&quot; or &quot;alot&quot; in a business document, but sometimes, it does.   Please be sure that you have someone reviewing your documents carefully so your future clients see that you are a top-notch professional company ready to offer them a top-notch professional product. 

Wishing you all the very best - and please, do not take this as a mean comment - I honestly have your very best interest in mind.  

Much success, 

Susan</description>
		<content:encoded><![CDATA[<p>Hey DK, </p>
<p>I love reading your blog and I offer my next comments in the nicest way possible &#8211; it is not my intention to be mean and/or snarky in any way. </p>
<p>I notice grammatical errors in your blog and I know you are soliciting clients for your business &#8211; I just want to be sure that you have someone very trustworthy reviewing your business documents for grammatical errors.  In a perfect world, it shouldn&#8217;t matter if you use &#8220;seperate&#8221; or &#8220;alot&#8221; in a business document, but sometimes, it does.   Please be sure that you have someone reviewing your documents carefully so your future clients see that you are a top-notch professional company ready to offer them a top-notch professional product. </p>
<p>Wishing you all the very best &#8211; and please, do not take this as a mean comment &#8211; I honestly have your very best interest in mind.  </p>
<p>Much success, </p>
<p>Susan</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: debt kid</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6133</link>
		<dc:creator>debt kid</dc:creator>
		<pubDate>Thu, 17 Jan 2008 18:57:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6133</guid>
		<description>@Mary - sorry to hear about your job! It&#039;s a tough time right now. Thanks for the encouragement

@Jim - No, I would not borrow money for the business. I&#039;m just debating about current profits and where to apply them...

@Jason - Touche

@the1chery - I think he probably is sorry. His blog infamy won&#039;t ever be back, so he&#039;s lost that. His wife has left him, and that&#039;s not coming back. 

I did feel that Dr. Phil really didn&#039;t challenge him much. He seemed unsure about what to think of the kid. I wish he had a chance to know more about Casey and really go after him more. I honestly don&#039;t watch much Dr. Phil, but I thought he was more abrasive (&quot;tough love&quot;) then what I saw on the show yesterday. The line about flipping tents was pretty funny though.

Overall, I do hope Casey can move on with his life. He has to be at least close to rock bottom, and that&#039;s not a difficult place to be. But, it was his actions that put him in his current situation, now he has to deal with the consequences.</description>
		<content:encoded><![CDATA[<p>@Mary &#8211; sorry to hear about your job! It&#8217;s a tough time right now. Thanks for the encouragement</p>
<p>@Jim &#8211; No, I would not borrow money for the business. I&#8217;m just debating about current profits and where to apply them&#8230;</p>
<p>@Jason &#8211; Touche</p>
<p>@the1chery &#8211; I think he probably is sorry. His blog infamy won&#8217;t ever be back, so he&#8217;s lost that. His wife has left him, and that&#8217;s not coming back. </p>
<p>I did feel that Dr. Phil really didn&#8217;t challenge him much. He seemed unsure about what to think of the kid. I wish he had a chance to know more about Casey and really go after him more. I honestly don&#8217;t watch much Dr. Phil, but I thought he was more abrasive (&#8221;tough love&#8221;) then what I saw on the show yesterday. The line about flipping tents was pretty funny though.</p>
<p>Overall, I do hope Casey can move on with his life. He has to be at least close to rock bottom, and that&#8217;s not a difficult place to be. But, it was his actions that put him in his current situation, now he has to deal with the consequences.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: the1chery</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6116</link>
		<dc:creator>the1chery</dc:creator>
		<pubDate>Thu, 17 Jan 2008 18:29:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6116</guid>
		<description>debtkid, 
im curious what your take was on casey on dr. phil.  did you think he was being sincere?  is he really sorry for what hes done? dr. phil seemed a bit standoffish like maybe he wasnt sure of caseys motives for being there. also he said casey was rude to the staff and indecisive about appearing on the show.   just wondering what you thought?</description>
		<content:encoded><![CDATA[<p>debtkid,<br />
im curious what your take was on casey on dr. phil.  did you think he was being sincere?  is he really sorry for what hes done? dr. phil seemed a bit standoffish like maybe he wasnt sure of caseys motives for being there. also he said casey was rude to the staff and indecisive about appearing on the show.   just wondering what you thought?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jason</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6115</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Thu, 17 Jan 2008 18:01:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6115</guid>
		<description>&gt;&gt;I may have screwed up pretty bad, but at least I made my mistakes before they impacted a wife.&lt;&lt;

Amen to that.  Is your mom paid back yet?</description>
		<content:encoded><![CDATA[<p>&gt;&gt;I may have screwed up pretty bad, but at least I made my mistakes before they impacted a wife.&lt;&lt;</p>
<p>Amen to that.  Is your mom paid back yet?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: John</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6113</link>
		<dc:creator>John</dc:creator>
		<pubDate>Thu, 17 Jan 2008 17:06:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6113</guid>
		<description>well good ole casey thinks a thousand dollars in his hands will grow four-fold in no time.

you&#039;re much smarter than that. but what&#039;s the real figure? if you can apply a thousand dollars for a return greater than your interest do it.

i&#039;ve found in business there are rarely conditions where more money translates directly into more profit. warren buffett says the same thing. but it is possible to starve a good idea, too. if you can prove returns on investment in your own enterprise exceed interest costs, then invest.</description>
		<content:encoded><![CDATA[<p>well good ole casey thinks a thousand dollars in his hands will grow four-fold in no time.</p>
<p>you&#8217;re much smarter than that. but what&#8217;s the real figure? if you can apply a thousand dollars for a return greater than your interest do it.</p>
<p>i&#8217;ve found in business there are rarely conditions where more money translates directly into more profit. warren buffett says the same thing. but it is possible to starve a good idea, too. if you can prove returns on investment in your own enterprise exceed interest costs, then invest.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jim ~ mydebtblog.com</title>
		<link>http://www.debtkid.com/finding-inspiration-when-youre-in-debt/comment-page-1#comment-6112</link>
		<dc:creator>Jim ~ mydebtblog.com</dc:creator>
		<pubDate>Thu, 17 Jan 2008 15:28:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/finding-inspiration-when-youre-in-debt#comment-6112</guid>
		<description>Regarding saving or investing money versus paying down debt, would you borrow money to invest it in your business? I think most things need to operate on a bottom line, and I think you need to look into how much money should be going to your creditors each month to keep the loans current. Not paying them because you don&#039;t have money is probably costing you even more. Then saving money to put back into the business, I would hope they don&#039;t find out first. I think you could focus on the smaller ones and let larger ones sleep until you&#039;re able to deal with them. You have a lot of debt to deal with, but it is going to take 2-5 bucks to clear each dollar you owe in the grand scheme.</description>
		<content:encoded><![CDATA[<p>Regarding saving or investing money versus paying down <a href="http://www.debtkid.com" >debt</a>, would you borrow money to invest it in your business? I think most things need to operate on a bottom line, and I think you need to look into how much money should be going to your creditors each month to keep the loans current. Not paying them because you don&#8217;t have money is probably costing you even more. Then saving money to put back into the business, I would hope they don&#8217;t find out first. I think you could focus on the smaller ones and let larger ones sleep until you&#8217;re able to deal with them. You have a lot of debt to deal with, but it is going to take 2-5 bucks to clear each dollar you owe in the grand scheme.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
