debt plan disaster averted

by debt kid on May 16, 2007

I have alot of outstanding checks at the moment from my business account, and just barely enough cash to cover them all.

Comcast

I called Comcast today and paid $224 toward my $300+ bill that is currently due for my business internet at the office. They had left me a “we may shut you off tomorrow” message yesterday.

After making the payment, I asked the lady, “how close was I to getting disconnected” “oh, you were on our list to disconnect today”

Whew. Now lets just hope some deposits from our credit card receipts go through today!

DMP

So I got my money orders for my $1480 debt management plan payment (that I am doing through ccnw.org) yesterday. I was hoping to drop them off at their office, but couldn’t get away from my office in time. So I called my counselor today and made sure I could still bring them by. The due date was the 10th! I had the 15th written down! Crap.

Luckily I guess they disbursed this month on the 17th, so I could drop the money orders off by 3:30 (I just got back) and they would make it in OK. Whew, just made that.

I’m really going by the skin of my teeth here.

Life

life is OK right now. It’s just a big limbo period right now….I don’t know where I’ll be staying in 2 weeks (my office, or still in my house?). Still no update on the short sale. I can’t date seriously (not that I’ve had any dates in the last year anyway…but still, it’s the principle of the matter). My whole life is all about my debt (and my business to support getting rid of the debt) at the moment. I do play in a competitive football league twice a week….but that’s about it at the moment.

In the next month, I’d like to:

  • Have found a mentor (non-business, preferably middle aged male) at my church
  • Attend some social functions at my church
  • Have a new hobby, preferably something creative (writing screenplays, or making short movies….maybe along those lines), that isn’t work related
  • Play outside at a park

{ 2 comments… read them below or add one }

Jim May 17, 2007 at 8:02 am

Glad you were able to avoid disconnection on the Internet. That DMP I would be careful with making the payment to it because it is the life ring in a sea of debt. Hope your short sale goes through before the house gets foreclosed.

I know your personal life has a lot of problems thinking you can’t meet/date other people. Everyone has problems, which is part of life. How we handle them makes the difference. Look at where you are now and what would have happened if you did not take the steps you took. You cannot meet people if you don’t try to. From my point of view it looks like you’ve latched life and work together to solve your problems. Work to live, don’t live to work. Keep your chin up Debt Kid and let us know how it goes.

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Lost Cause May 17, 2007 at 9:44 pm

Yeah, Debt Kid. I actually was flat broke and unemployed when I met my wife. I had push-start the darn car when we went out on dates! She did not care how much money I had, but that I cared enough to spend all of it on her. I was really lucky to meet her, you do not want one you judges by bank account. But women do want financial security. You will meet someone who sees something good in you, besides you wallet. You have a lot going for you.

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