Credit Score
What is your credit score and why is it so important?
First off, lets get one thing strait: If you pay for everything in cash, you don’t need a good credit score. But, since really no one pays for everything in cash, your credit score can come in quite handy to say the least.
Your credit score affects everything from the interest rate on a mortgage to wether or not you’ll get approved for that apartment you applied for.
Credit Score Tips
First off, you should know what the difference is between your credit score, and you credit report. Find out what is your credit report. If you just want to raise your score fast, be prepared to have a good amount of cash available to paydown debt or hire a good credit repair laywer.
Fast credit repair can be done, but again, your credit score isn’t one of those things that moves quickly. Most credit issues take time to resolve. Here are some tips to raise your credit score.
Negative items on your credit report can be disputed. But you’ll need to be careful disputing items to raise your credit score. Many companies will do a credit check on you before allowing to access their service (ie, phone/cable companies)
