How To Get Instant Approval Credit Cards

Applying for a instant approval credit card is nice because, well, you know *instantly* if you are approved or not. No need to wait 7-10 days to get your approval or decline notice in the mail.

Tips When Applying For Instant Approval Cards

  • If you are planning on applying for a few cards, apply for them all in the same day or week, your credit score won’t get dinged as bad
  • Have your social security, driver’s license, job and bank info handy
  • Realize that your most instant approvals require a high (700+) credit score

Best Instant Approval Credit Cards

These are my top picks for getting fast, instant approval when applying for credit cards online

Good Credit


Bad Credit

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