0% Credit Card Balance Transfer Guide

Doing a credit card balance transfer can either: save you a ton of money on interest fees, or be a complete waste of time and money.

Understanding how to do a balance transfer correctly, and profitably is what I will cover in this post.

Why transfer a balance?

Many credit card companies offer a 0% introductory offer (6-12 months is common). Once that period is over, any balance on that card will start to accrue interest.

So, what does a savvy person do? They transfer that balance over to a new 0% card.

Sounds simple, right?

Well, with the right credit score, and the right offer…you can avoid paying interest by continually transferring your balance to a zero percent card.

Best balance transfer cards

The best balance transfer credit cards allow you to:

• Transfer your balance with little to no fees
• Offer 0% on your balance for at least a year

The cards below are all excellent candidates for doing a balance transfer without losing your wallet. Please let me know in the comments which cards you got approved for and any fees involved in the process. Thanks!