From the category archives:
I have been temporarily MIA the past few months and I apologize for my disappearance. Long story short, 2 things have happened recently…
More staffing changes at work lead to more work production expected with fewer people.
I broke my right arm about 5 weeks ago leaving me with just the ability to peck at the keyboard. [...]
{ 6 comments }
I love that the love affair with “home ownership” has come crashing down in the past few years.
Especially among 20-somethings. I’m obviously sympathetic to those that have lost their homes, but nonetheless glad “homeowner” isn’t such a golden term anymore.
Graduating from school in the heyday of the housing boom, there was a quiet and sometimes [...]
{ 13 comments }
I’m financially preparing for disaster. My family has been notified by FEMA that our home is now in a flood zone—already, preemptively declared an emergency.
You see, we live on a river. Upstream is a very effective flood-control dam. In the 15 years our home has been here—it hasn’t flooded. We’ve been here since 2004 and [...]
{ 0 comments }
I’ve wrestled with budgeting since becoming self-employed. How could we possibly budget when we don’t know from month to month how much income I’ll make?
Due to overtime, my husband’s income also varies pretty wildly, but we know the minimum and plan based on that.
I’ve finally reached a point where I think I’ve figured out a [...]
{ 3 comments }
Crap Happens.
You know the more colorful phrase.
Bad things happen. Sometimes bad things happen because of our stupidity (guilty!), and sometimes bad things happen and that is just life.
“Nothing bad has happened in my life”
I had lunch with a friend today, in his mid twenties, who said, “Nothing bad has really happened in my life”
This isn’t [...]
{ 4 comments }
Sooo…. It turns out, we spent the money in our envelopes, we paid the bills that the cash-flow plan told us to, and we still have money. That is to say, we haven’t bounced any checks, but we’re far from rich. There is one surprise though.
We’re ahead of where we usually are by this time in [...]
{ 5 comments }
Update: I took a trip down to Portland to figure out this carpet mess. We ended up getting a SmartStrand nice Karastan (Division of Mohawk) carpet, installation and removal, 6lb pad, for $4800 for 1300 sq. feet. We used a local company, as they had the carpet in stock, vs. Home Depot, which would have [...]
{ 5 comments }
Lately I’ve been reading a lot about the different ways people put extra payments towards their mortgage principal in order to pay it off faster and cheaper. You can save literally tens of thousands of dollars in interest payments over the life of the loan by doing this. Check this calculator here. In my case, [...]
{ 4 comments }
I’m sitting in my office. It’s nearly midnite on a Saturday night.
No, my girlfriend didn’t break up with me. She did however, go home early tonite because she wasn’t feeling well. We’ve both been dealing with a nasty bug this week that seems to have infected half of Seattle.
I already worked about 5 hours [...]
{ 3 comments }
I was talking to a friend who is in a similar financial situation as me. The topic strayed to wanting more money. Being that I have been pretty involved in the personal finance realm since the beginning of this year, my thoughts automatically went to creating a secondary income stream. It dawned on me that said [...]
{ 4 comments }
