From the category archives:

my crazy life

Talking about debt

by debt kid on February 26, 2010

Here from CNN Money? Make sure to subscribe!. Also, if you have a few hours and want to start from the beginning of my story in January of 2007, here’s my very first post. Grab some coffee.
Very few people like talking about debt. Those who do are either 1. personal finance bloggers or 2. weirdos [...]

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I ate better when I was broke

by debt kid on February 23, 2010

I stepped on the scale this weekend, and the results were not pretty. 199.8 lbs.
Yikes. Now, I don’t consider myself “fat” but I’ve gained 15 lbs since last summer, and I’m not happy about it.
I was thinking about my food spending habits lately, and I know there is some correlation between my weight gain and [...]

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Moving to Portland, OR

by debt kid on February 11, 2010

Being engaged is a strange place in life. You’re no longer just “dating” and yet, you’re not yet married.
It’s a heck of a lot of waiting.
Waiting to move (more on this).
Waiting to live together (til after we are hitched).
Waiting for checks to come so I can pay off more debt (I want to pay off [...]

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Should I Buy Term Life Insurance?

by debt kid on February 8, 2010

With the recent passing of my fiancee’s mother…and her subsequent life insurance policy squabble (we are not involved in it thankfully), I’ve been thinking….
do I need to buy life insurance?
With a wife now in the picture, and the 105K or so I still owe my mother, I think it’s worth looking into to. If something [...]

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My deposits and payments are all lined, up for the first week of February. So here’s my status as of February 5 (I’ve done the bills through that date).
Credit Card 1: $0
Credit Card 2: $0
Credit Card 3:$7216.44 (we cut the balance almost in half this month, so I’ll call and see if we can get [...]

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Why Do We Get Into Credit Card Debt?

by debt kid on January 18, 2010

This is another post in my series about busting debt, in partnership with Lending Club. I wrote about the 9 rules to follow to get out of debt recently.
I’ve been having a think lately about why we purchase things. And if *things* are usually the reason so many millions of us are stuck in [...]

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Cutting IT Costs for Home and Small Businesses

by Jessica W on January 14, 2010

I own a small business which requires computers, and we have some personal computers at home, so software is a substantial investment around our house. Forget the actual machines themselves—don’t scratch those disks people, a computer can be easily replaced but oh, the software!
I’ve bootstrapped my little business along with the version of Office [...]

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You Are Not What You Drive, Right?

by debt kid on January 14, 2010

Side note: my fiancee and I will be selling her car once we get married. I drive a 2006 Scion xB with 70K/miles on it.
I had a funny conversation with my brother today. My younger brother doesn’t have a car, he rides his bike and the bus to his work.
But lately he’s been rolling in [...]

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A few lessons in life I’ve learned.
1.Be prepared.
2.Never ask a question you don’t want the answer to.
3.Never, ever pray for patience.
You may have heard the scripture–”ask and you shall receive.” The thing about patience, is there’s no comfortable way to learn it. Praying for patience is the sort of thing that will [...]

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Staying Focused On The Goal

by debt kid on January 11, 2010

I’m having trouble staying focused and motivated on my goal this year, which btw, isn’t to be debt free, but to have a positive net worth.
I’m getting complacent. A little lazy. Coffee doesn’t even seem to be helping much lately.
The problem is a general lack of pain in my life right now. I’ve gotten comfortable. [...]

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