From the category archives:
I’m finally doing what I always should have done, and what I thought nearly everyone did. I’m budgeting. An actual written budget about what gets spent in the household. And my family sticks to it.
Being a personal finance writer, my money is a pretty open book, as I often write from experience, but I’ve recently had [...]
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We’ve seen if before. It will be the rage again, but right now, frugal is the new black. For once (perhaps the only time) in my life—I might be described as au couraunt (in fashion).
During the depression we saw people make-do without. A depression-era feedsack quilt graces my bed today. My thrifty ancestors [...]
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My sanctuary
I have found over the last few years that the library has become quite a money saver and also a sanctuary for me. First off I love reading and second I love quiet. When I was going through my spending sprees I would purchase new books pretty frequently. I have since stopped buying new [...]
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No news to anyone who has had an ATM/credit card, you spend less when paying with cash than with a credit card. There is a disconnect with credit which allows people to not feel the “pain of paying”. So that is incorporated as part of the method that my wife and I use to budget [...]
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I saw an article on CNBC yesterday about “short sales”….it was a pretty generic article, but it was written in a very explanatory tone. While I did a short sale nearly two years ago, the term is only now becoming commonly known in mainstream America.
Foreclosures are soaring, bankruptcies are up….
I think I was ahead of [...]
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First off, I love pampering my girlfriend. She’s more frugal than I am, very low maintenance, and easy to please.
But, we were watching HGTV last night (we’re addicted to ‘Property Virgins!), and there was a couple that was spending $1,000 a MONTH eating out. Yikes! We both judged them pretty harshly (we try not [...]
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If you are searching for advice on how to better manage your personal finances you are in luck, there is a plethora of information available on various media outlets.
When it comes to personal finance there is one word that is mentioned in almost every piece of advice: the importance of having a household budget. Taking [...]
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If you’re facing some tough times financially like most people today, you may have started to wonder if that cell phone is really worth the huge bill most of us pay every month. The good news is you can cut some corners and save some cash when it comes to your mobile [...]
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Having a party is one of the great moments in life, especially if it’s a good one. But if you’re budget is tight, you might be afraid that you won’t be able to afford throwing an amazing get together. The good news is that’s not the case. Below you’ll find money saving [...]
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We all know the law: almost every state in the United States requires car insurance before you operate a vehicle. Although the amount of automobile insurance varies from state to state, if you don’t have it then you’re going to wish you did if you get involved in an accident or if [...]
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