frugal living

Secrets of Thrift Shopping

One of the secrets to getting out of debt is keeping your spending (and costs) low.  Many of us turn to second-hand items to keep costs low.  Here are a few ground rules for an optimal thrifting experience. Know the…

Bust Debt and Fat

I don’t know about you, but I find that when I’m undisciplined about one thing (finances) I’m often undisciplined about other things (housekeeping, my health, etc.).  In your personal finance journey, have you noticed that you’ve started to look like…

What To Do, If You Can’t Afford A Vet

Perhaps you acquired your pets before your financial circumstances changed. Perhaps you’re self-employed and having a low month. We’ve been on our journey to get debt-free for two and a half years now, following the “baby steps” from Dave Ramsey. …