Perhaps you acquired your pets before your financial circumstances changed. Perhaps you’re self-employed and having a low month. We’ve been on our journey to get debt-free for two and a half years now, following the “baby steps” from Dave Ramsey. The Ramsey program says you only carry $1,000 for emergencies. Which is fine, until your [...]
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As a dumb 20-something, I day traded away over a quarter-million dollars and found myself deep in debt.