From the category archives:
This is a guest post by Larry Brooks. Larry’s blog is full of fantastic tips for writers and bloggers.
He recently launched a new ebook, “101 Slightly Unpredictable Tips for Novelists and Screenwriters”.
Some people who wake up one day and realize they’re so far in debt their computer doesn’t have enough gigabytes to house their personal [...]
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The US Census Bureau reports that in the United States, the average first marriage lasts just under eight years. My first mortgage (one year into my marriage) was scheduled to last thirty. Thirty! I only know two people who’ve been married that long—my grandparents—and they’re married to each other! (So do they count [...]
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If you read my last post you see how I was able to move some money around and take advantage of a low APR balance transfer. This got me thinking about how I got into debt in the first place and how many times I’ve moved my “money” around so easily online.
Online Gambling
A big portion [...]
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This is nothing new but I think a reminder every once in a while is good for these small mishaps that can quickly balloon. Long story short, just because you pay-off a credit card does not mean you can forget about it!! You don’t want to miss a payment, triggering high interest rates even on [...]
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Did you know that in most states your insurance company can use your credit score to figure out your premiums? I didn’t know this until I started working for an insurance agent last year.
What I know.
Every company is different in they way they use your score. Some can see your score while other have their own [...]
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One truth I’ve learned from spending my entire adult life with debt is that you cannot get out of debt without a budget.
It took me this long to learn this simple fact—which is why I’m still in debt. Now, I say “you” meaning most average folks can’t get out of debt without a budget. If you [...]
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Just a few quick tips I learned from my Whimsical Negotiation with the credit card company. This was my progression, and yours will probably be the same.
Actually ask. If you don’t ask you get nothing. NOTHING. The credit card company has no incentive to reduce your interest rate out of the goodness of their hearts. [...]
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This post is a follow up to Whimsical negotiation with your credit card company.
We got the final answer from Chase concerning my request that they set my interest rate at something more reasonable.
A paraphrasing of the multiple emails exchanged:
RD: My interest rate is way too high. I have $0 balance on this card, the interest [...]
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Where I Stand
My introduction post dealt mainly with how I accrued my debt. To see the whole picture you need to see my savings and investments as well. I made some very stupid mistakes which caused me to get into debt but I also made some smart moves in saving for my retirement. Maybe they [...]
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Hey,
I’m a 25 year old mother of a 3 ½ year old daughter (Boobie) with another girl on the way. I’ve been engaged to my daughter’s father (L.I) for 3 years (I believe in looooong engagementsJ). We live in a suburb outside of Minneapolis and I work in Accounting for a tech company.
How My Dysfunctional [...]
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