From the category archives:

Debt

Where’s My #!#% Refund?

by on April 26, 2011

in Debt

Note: This is my family’s tax story, not to be confused with actual tax advice from a qualified professional. I’ve mentioned before that we’re an adoptive family. We welcomed our “bundles of joy” to the family in 2005 (daughter age 7 from the USA, now 12.5) and in 2008 (daughter age 3 from Ethiopia, now [...]

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Credit Card Rate Reduction Negotiation Letter Example

by rd on July 6, 2009

in Debt

Below is real letter that I wrote to my credit card company.  I have a -$0.07 balance with them, so the 23% interest rate they have set for me does not hurt me at all, but I figured if I could get a sweet 0% balance transfer on the $10k on a different card it [...]

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Meet Jessica W: $15,278 in debt

by Jessica Ward on July 2, 2009

in Debt

As a fellow DebtKid reader, I’m honored to be joining the DebtKid writing team for a while, and I look forward to joining you all in our journey towards debt freedom. My husband and I are a young family in our late 20s and we have two daughters, ages 10 and 3. We live in [...]

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Would you burn your car to get out of a loan?

Post image for Would you burn your car to get out of a loan?

by Scott Mitchell on March 30, 2009

in Debt

Can’t make your car payment? Burn it. No, not the loan statement…..the car. I read an interesting piece in the wall street journal today about the rise of Insurance Fraud as more and more police are finding burned or abandoned cars in Las Vegas. Wow. This is bad. Very bad. If you can’t afford your [...]

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