From the category archives:

collection agencies

This is the first post by new DebtKid.com writer, Amy! She will be adding valuable content from time to time for readers struggling with debt/credit related issues.

Collection companies are known for their bad behavior. Although they do have the right to work on behalf of your creditors to get the money that is owed, [...]

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Dealing with the IRS: How screwed am I?

by debt kid on March 13, 2008

I connected up with my IRS Revenue agent on the phone yesterday. So, how screwed am I?
Not too bad actually.
I was really upfront with the agent, explained my business, explained my personal bankruptcy, etc. I have all my paperwork ready to file, I just need to get it in now to him before the end [...]

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How I manage collection letters in two easy steps

by debt kid on February 27, 2008

I get alot of mail. Between collection letters, post-bankruptcy spam letters, and actual mail, my mailbox is never empty.
How To Manage Collection Letters & Bills
I may not be able to pay all my bills, but gosh darn it if I’m not organized with them.

Step 1 – Label Your Folders
You’ll need three (two if you only [...]

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What is a judgement?

by debt kid on February 12, 2008

A judgment is simply the official decision of a court at the completion of a lawsuit. It merely indicates that the court has resolved the issues brought before it in a lawsuit in favor of either the plaintiff or the defendant. It generally stipulates a monetary award to the winner. Where very-large awards are [...]

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er solutions settlement offer

by debt kid on April 30, 2007

I have a few random bills that have gone into collections over the past few months. One was from one of those $80/mo data cards for your laptop. The total balance owed cingular was $460.94.
I just got a settlement offer from the debt collector on the account (er solutions, inc. out of renton, WA) for [...]

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