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	<title>Comments on: Budgeting for the unexpected</title>
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		<title>By: Alvin</title>
		<link>http://www.debtkid.com/budgeting-for-the-unexpected/comment-page-1#comment-19743</link>
		<dc:creator>Alvin</dc:creator>
		<pubDate>Fri, 10 Jul 2009 08:55:12 +0000</pubDate>
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		<description>I have the same problem, especially on things I pay quarterly or biannually like insurance and vacations.  I budget for these by looking at my past 12 months in Quicken and then averaging the expense over 12 months.  Then, I reduce my other monthly expenses until the budget is balanced.</description>
		<content:encoded><![CDATA[<p>I have the same problem, especially on things I pay quarterly or biannually like insurance and vacations.  I budget for these by looking at my past 12 months in Quicken and then averaging the expense over 12 months.  Then, I reduce my other monthly expenses until the budget is balanced.</p>
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		<title>By: maeghen</title>
		<link>http://www.debtkid.com/budgeting-for-the-unexpected/comment-page-1#comment-19738</link>
		<dc:creator>maeghen</dc:creator>
		<pubDate>Thu, 09 Jul 2009 23:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtkid.com/?p=3765#comment-19738</guid>
		<description>RD-
I had the same problem about forgetting to add things to my budget.  The item I forgot about my dog’s expenses.  It was really just his food.  But it was still frustrating having to add that on to the budget and take away the $10 a month from my savings.

Best regards,
Maeghen</description>
		<content:encoded><![CDATA[<p>RD-<br />
I had the same problem about forgetting to add things to my budget.  The item I forgot about my dog’s expenses.  It was really just his food.  But it was still frustrating having to add that on to the budget and take away the $10 a month from my savings.</p>
<p>Best regards,<br />
Maeghen</p>
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