So I have a good income now. I work from home. I enjoy my job…
But I still have a huge black cloud over me and my future.
Any decision of plan I make when thinking of the future is impacting by my past mistakes. You really do reap what you sow.
The black cloud of debt. It’s getting much easier for me to deal with this year as things have gotten better, but it’s still always there, always following me around.
I need to work harder to get rid of it!
{ 4 comments… read them below or add one }
Be glad you have a high paying job, and can work from home. After following your blog for a while, it seems to me that the reason you were able to dig yourself into such a fierce hole is that you had a lot of resources to begin with. You had parents to borrow from, a good education, and an almost compulsive drive. Some of the same things that got you into this mess will get you out. It sucks, but you and yours will be fine.
I am very glad. You are right though, without my family I would have been severely hampered in my turnaround. Some people don’t have anyone to support them through difficult times, and I can’t even imagine how hard that would be.
Debt kid,
I too have followed your blog; I enjoy it and glad for you and your drive, smarts, and youth (and maybe a little envious;-). But seriously, “Be glad you have a high paying job, and can work from home. After following your blog for a while, it seems to me that the reason you were able to dig yourself into such a fierce hole is that you had a lot of resources to begin with”. I quote for this reason; I believe you got and missed half of what was said. You could not have gotten in so deep without these resources and they will also get you out. You will be starting ‘clean’ in no time, all before you’re thirty. Working from home, paying off such debt as you have. I had three years of graduate school after undergrad; I could not finish and stare at a $200,000.00 education payment to begin in 6months, and I don’t have the resources. Thats a black cloud. Don’t feel sorry for yourself is perhapes cliche’ , but come on.
Fair enough. It’s just owing my mother is a little different than Sallie Mae. If I didn’t have that debt I wouldn’t feel any cloud at all. However, that’s the biggie.