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	<title>Comments on: Becoming Debt Free Takes More Than Just Giving Up A Latte</title>
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	<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte</link>
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		<title>By: Veronica de Guzman</title>
		<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte/comment-page-1#comment-20025</link>
		<dc:creator>Veronica de Guzman</dc:creator>
		<pubDate>Sun, 02 Aug 2009 00:58:56 +0000</pubDate>
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		<description>I agree, you have to want it in order to achieve it. Sacraficing a lot of material things can be hard, but has to be done in order to live a debt free life.</description>
		<content:encoded><![CDATA[<p>I agree, you have to want it in order to achieve it. Sacraficing a lot of material things can be hard, but has to be done in order to live a debt free life.</p>
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		<title>By: AFY</title>
		<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte/comment-page-1#comment-19970</link>
		<dc:creator>AFY</dc:creator>
		<pubDate>Wed, 29 Jul 2009 04:01:04 +0000</pubDate>
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		<description>It&#039;s better that people be more realistic with lives.  Frugality needs not to be a secret

I live in different culture. In Asian countries, it is quite OK to show it to your friends and colleagues that you are trying to change your spending behavior. It the character that shows how smart you are in controlling yourself in spending. It is a proud to show people that you live modest life, but got no red figures (debt) with the bank.  The best look is to be debtfree.

In my country, there is a say about people who spend a lot of money to buy brand name products that…. “just being rich will not make you qualified to buy those stuffs. You MUST have another qualification which is called “STUPID” too to be able to spend money that way!”…… Well, a bag is a bag! Basically, it is for carrying your things with you. If it is not too ugly to carry, is it necessary to be Hermes, Prada, or ect., right?  Do you think people will believe you are rich just because you carry Prada?  For me, I think people like that are poor and not so financial organized because they put large amount of moneymeaningless things.</description>
		<content:encoded><![CDATA[<p>It&#8217;s better that people be more realistic with lives.  Frugality needs not to be a secret</p>
<p>I live in different culture. In Asian countries, it is quite OK to show it to your friends and colleagues that you are trying to change your spending behavior. It the character that shows how smart you are in controlling yourself in spending. It is a proud to show people that you live modest life, but got no red figures (debt) with the bank.  The best look is to be debtfree.</p>
<p>In my country, there is a say about people who spend a lot of money to buy brand name products that…. “just being rich will not make you qualified to buy those stuffs. You MUST have another qualification which is called “STUPID” too to be able to spend money that way!”…… Well, a bag is a bag! Basically, it is for carrying your things with you. If it is not too ugly to carry, is it necessary to be Hermes, Prada, or ect., right?  Do you think people will believe you are rich just because you carry Prada?  For me, I think people like that are poor and not so financial organized because they put large amount of moneymeaningless things.</p>
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		<title>By: AJ</title>
		<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte/comment-page-1#comment-19954</link>
		<dc:creator>AJ</dc:creator>
		<pubDate>Tue, 28 Jul 2009 00:27:27 +0000</pubDate>
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		<description>The reality is hard. I am struggling with it. My food/transportation expenses are my main issue. I feel crazy always staying at my apartment especially since I just moved to a new area. I need to go out and meet people for my sanity. I do make sure to  not buy anything when I go out though and try to pack in as much fun into one day as possible. I have found cheaper transportation alternatives as well. They take longer but at least I get there.</description>
		<content:encoded><![CDATA[<p>The reality is hard. I am struggling with it. My food/transportation expenses are my main issue. I feel crazy always staying at my apartment especially since I just moved to a new area. I need to go out and meet people for my sanity. I do make sure to  not buy anything when I go out though and try to pack in as much fun into one day as possible. I have found cheaper transportation alternatives as well. They take longer but at least I get there.</p>
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		<title>By: Viviana</title>
		<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte/comment-page-1#comment-19950</link>
		<dc:creator>Viviana</dc:creator>
		<pubDate>Mon, 27 Jul 2009 15:08:50 +0000</pubDate>
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		<description>I gave up lattes ages ago and I am still not out of debt - you are so right.  I also think you have to educate your friends and familyt that you are working on being debt free.  In my last post, I spoke about keeping frugality a secret, it is difficult to always so no to outings that are not in your budget.  http://www.theleantimes.com/?p=861</description>
		<content:encoded><![CDATA[<p>I gave up lattes ages ago and I am still not out of debt &#8211; you are so right.  I also think you have to educate your friends and familyt that you are working on being debt free.  In my last post, I spoke about keeping frugality a secret, it is difficult to always so no to outings that are not in your budget.  <a href="http://www.theleantimes.com/?p=861" rel="nofollow">http://www.theleantimes.com/?p=861</a></p>
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		<title>By: MoneyEnergy</title>
		<link>http://www.debtkid.com/becoming-debt-free-takes-more-than-just-giving-up-a-latte/comment-page-1#comment-19949</link>
		<dc:creator>MoneyEnergy</dc:creator>
		<pubDate>Mon, 27 Jul 2009 14:00:02 +0000</pubDate>
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		<description>That&#039;s for sure... well said!  It&#039;s a whole new attitude.  As Moolanomy put it the other day on Twitter, to be debt free and stay debt free you need to *stop borrowing*.  Completely.  The simple choice to no longer put a latte (in my case I am actually to blame for drinking too many lattes:)) on your credit card is where it starts.  The small things are important because they are deceptively innocuous.</description>
		<content:encoded><![CDATA[<p>That&#8217;s for sure&#8230; well said!  It&#8217;s a whole new attitude.  As Moolanomy put it the other day on Twitter, to be debt free and stay debt free you need to *stop borrowing*.  Completely.  The simple choice to no longer put a latte (in my case I am actually to blame for drinking too many lattes:)) on your credit card is where it starts.  The small things are important because they are deceptively innocuous.</p>
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