Comments on: How Much Does It Cost To File Bankruptcy?

By: Sylvia

Sylvia — Sun, 14 Mar 2010 22:33:57 +0000

I borrowed money from my sister, who I now don’t even talk to for other reasons, and then had financial problems and could not pay it back every month. Payments were erratic. We ended up in mediation over another matter, and in the mediation she agreed to drop a counter suit against me if I agreed to a payment schedule of $1000 a month for the next 3 years. I have paid off 1 year, but am now looking to file bankruptcy as I am so incredibly in debt due to my business taking a major nosedive. I have not been paid by my business or made any profit for the past 2 years. In fact, the business is now about $350,000 in debt and will most likely shut down with this bankruptcy. We can pay monthly bills with my husbands check, but not repay all these debts or her $1000 a month. Will this agreement be eligable for a dischargeable?

By: marvin

marvin — Fri, 12 Mar 2010 16:47:48 +0000

Hi i am looking for some advice, i am a boat load of debt. i don’t even know who my creditors are. i owe about 12000 in credit cards and medical bills, not to mention 25000 in student loans. i am currently unemployed…i am looking for the best option out of this. could someone please offer me some advice. thanks.

By: marvin

marvin — Fri, 12 Mar 2010 16:25:03 +0000

more power to you…just reading you remark, gives me hope. thanks.

By: Loki

Loki — Sat, 23 Jan 2010 17:15:18 +0000

OK, my wife and I are thinking of filing bancruptcy. I was laid off from my job(it went to Mexico), unemployment is not covering all the bills. She is a server/bartender, so there is no real steady income we can count on there. I have $1500 in child support, which I still haven’t got any letters for a hearing. I guess our main question is, after filing bancruptcy what is the probability of buying a house or how long does anyone think it will take to be able to buy a house.
I love all the comments and yes life is stressfull with debt.

By: Lori

Lori — Thu, 14 Jan 2010 22:50:11 +0000

Can someone give me the name of a cheap bankruptcy lawyer in
Tampa, Fl… Pleaseeee

By: Thomas

Thomas — Sun, 13 Dec 2009 20:10:28 +0000

Hello there, I need help in my credit card debt. I am dependent and dont have a job for myself, have a credit card debt which I got into 8 yrs ago. Creditors calling me now (after 8 yrs) to payoff that debt. Dont have a money to pay. What should I do? No option to go.
Bank Ruptcy? I am not sure . What is my best option?

By: Monica

Monica — Wed, 02 Dec 2009 05:19:47 +0000

I am 24 years old in virginia… I spoke to a legal attorney back in the summer to file chapter 7 they are based on your income. She said not to file because of my income, she said i do not make enough for anyone to garnish me or any immediate loss. So four months pass and i find a garnishment summons sent to my father’s house, i missed the original court date. So i filed a exemption to garnishment #9 for wages. Because im now being denied by the legal services because of what my boyfriend makes like he supports me. I’m furious with that whole situation they never cared about my fathers income but now im in a situation and they deny me. I have had two surgerys in the past first when i was 19 and living in nevada and nobody would help me the county, the city, welfare. Than here i had surgery again for a gall stone in my bile duct which is rare because ur not suppose to get them my age and specially when ur gall bladder was already taken out. So I never got the whole college experience before i new it i was in debt. I assume it all adds up to about 60,000 dollars… They plan to garnish my paychecks at 178 a pay period which is every two weeks. And i don’t even make 500 in two weeks. I am a medication tech at a assisted living. I spend my life taking care of others, parents and grandparents. I tried posting to other lawyers to even know what i should bring to the court case. I don’t want to be unprepared and i cant even find any info on it. I’m so scared it will put my relationship in jeopardy, and leave me homeless. So now my options are to fight the garnishment, or let it pass and go to the hearing in may and fight it than with a lawyer to get my garnishment back. Or file chapter 7 to just stop everything. But, if they garnish me and it costs 700-2000 than im very screwed. I cant even make it to my next check after paying rent, grocerys, car insurance, phone. I’m broke……. I think my options are very limited at this point accept begging to be pro bono to some lawyer.

By: Gina

Gina — Mon, 30 Nov 2009 07:33:51 +0000

You can fill out the forms yourself. Buy a do it yourself bankruptcy book. Be sure is is a 2010 edition (yes they are already on the shelves) and study it. It usually includes all the forms for about $40
gina

By: Gina

Gina — Mon, 30 Nov 2009 07:31:11 +0000

You can protect your house and still do bankruptcy. Talk to a lawyer. Look up your town and bankruptcy lawyers, call one and get a free consultation.

By: Gina

Gina — Mon, 30 Nov 2009 07:27:27 +0000

Robert,
It sounds like you are getting you life together pretty well now. It is good that you found a way to pay off your car since your grandmother cosigned. Not everyone is that ethical. I hope school goes well and your bankruptcy too. I am about to go through the same thing.
Gina