Citibank CD Rates


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Citibank has taken a ton of heat in the last year. So how do their CD Rates stack up? Not bad actually. They offer a ton of different terms., way more than say Wachovia or Wells Fargo. CD’s are “locked up” money, so you can’t withdrawal without penalty before the term date. I prefer a high yield savings account.

Minimum Deposit Note: Citibank has a much lower minimum deposit requirement for their CD products than most large banks. Only $500 vs $5,000 for say Wells Fargo or a $1000 for Bank of America. Nice. See also current Citibank Mortgage rates.

Current Best Citibank CD Rates

$500 Min.
CD Term APY
3 Month 0.50%
4 Month 2.0%
5 Month 2.75%
6 Month 1.01%
7 Month 1.01%
8 Month 1.20%
9 Month 1.15%
10 Month 1.01%
12 Month 1.50%
Option CD 1.01%
13 Month 1.01%
18 Month 2.25%
2 Year 1.75%
30 Month 1.25%
3 Year 1.25%
4 Year 1.75%
5 Year 3.00%

These rates were updated: July 2009

Better than a Citi Bank CD

Earn over 9% and have liquidity with your investment at Lending Club.

Other Bank Rates

Citibank CD Rate User Reviews

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What has been your experience with a Citibank CD Product?

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