3 Month CD Rates
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3 Months CD’s or Certificate of Deposits are great for short term cash needs. You’re only locked up for 3 months, so that’s not terrible from a liquidity standpoint.
Current 3 Month CD Rates

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APY
Min Deposit
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| Bank | Min. Deposit | APY | |
| Ally Bank CD Rates | $0 | 2.05% | |
| Bank of America CD Rates | $1000 | 1.01% | |
| US Bank CD Rates | $1,000 | 1.01% | |
| SunTrust Bank CD Rates | $2,000 | 1.25% | |
| Wachovia CD Rates | $5,000 | 1.50% | |
| Wells Fargo CD Rates | $5,000 | 1.40% | |
| Chase CD Rates | $1000 | 0.25% | |
| Citibank CD Rates | $500 | 1.50% |
These rates were updated: September 2009
3 Month CD Rate Reviews
What’s been your experience with 3 month or 12 month CD rates?