3 Month CD Rates


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3 Months CD’s or Certificate of Deposits are great for short term cash needs. You’re only locked up for 3 months, so that’s not terrible from a liquidity standpoint.

Current 3 Month CD Rates

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Bank Min. Deposit APY
Ally Bank CD Rates $0 2.05%
Bank of America CD Rates $1000 1.01%
US Bank CD Rates $1,000 1.01%
SunTrust Bank CD Rates $2,000 1.25%
Wachovia CD Rates $5,000 1.50%
Wells Fargo CD Rates $5,000 1.40%
Chase CD Rates $1000 0.25%
Citibank CD Rates $500 1.50%

These rates were updated: September 2009

3 Month CD Rate Reviews

What’s been your experience with 3 month or 12 month CD rates?

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