12 Month CD Rates

12 Month or 1 Year CD rates are one of the most common terms for CD (certificate of deposit) products. Most major traditional and online banks offer a 12 month term CD

Select CD Term:
Bank
APY
Min Deposit
Review
Notes
Learn More
 SmartyPig 
2.01%
$0
My #1 Savings Account
 Ally Bank 
1.90%
$0
 ING Direct 
1.75%
$1
 Everbank 
1.65%
$1,500
 HSBC 
1.25%
$1
 Bank of America 
.70%
$10,000
 Wells Fargo 
0.50%
$2,500



Best 12 Month CD Rate – $1500 Deposit

Best 12 Month CD Rate – $0 Deposit Required

Current 12 Month CD Rates

Bank Min. Deposit APY
Ally Bank CD Rates $0 2.05%
Bank of America CD Rates $1000 1.01%
US Bank CD Rates $1,000 1.01%
SunTrust Bank CD Rates $2,000 1.25%
Wachovia CD Rates $5,000 1.50%
Wells Fargo CD Rates $5,000 1.40%
Chase CD Rates $1000 0.25%
Citibank CD Rates $500 1.50%

These rates were updated: July 2009

12 Month CD Rate Reviews

What’s been your experience with 3 month or 1 year CD rates?

Leave a Comment