12 Month CD Rates
12 Month or 1 Year CD rates are one of the most common terms for CD (certificate of deposit) products. Most major traditional and online banks offer a 12 month term CD
Select CD Term:
Bank
APY
Min Deposit
Review
Notes
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1.25%
$1
.70%
$10,000
0.50%
$2,500
Best 12 Month CD Rate – $1500 Deposit
Best 12 Month CD Rate – $0 Deposit Required
Current 12 Month CD Rates
| Bank | Min. Deposit | APY | |
| Ally Bank CD Rates | $0 | 2.05% | |
| Bank of America CD Rates | $1000 | 1.01% | |
| US Bank CD Rates | $1,000 | 1.01% | |
| SunTrust Bank CD Rates | $2,000 | 1.25% | |
| Wachovia CD Rates | $5,000 | 1.50% | |
| Wells Fargo CD Rates | $5,000 | 1.40% | |
| Chase CD Rates | $1000 | 0.25% | |
| Citibank CD Rates | $500 | 1.50% |
These rates were updated: July 2009
12 Month CD Rate Reviews
What’s been your experience with 3 month or 1 year CD rates?
