Archive of Scott Mitchell

This is my online journal of my journey to get out of debt. I started with over 300K in debt and am slowly hacking away. Google+ Google+

Scott has written 31 awesome article(s).

Posts by author:

Scott Mitchell

Well, It’s official. I’m married : ). And it’s awesome. : ) : ) : ) Yes, that was three smileys in a row on a blog. It’s a strange feeling…sometimes it feels strange, but I’d say 99% of the time, everything feels the same with my now wife, which is great, because we are [...]

{ 21 comments }

If you’re facing foreclosure, getting behind on your payments, or need to move but are “underwater” with your mortgage, help may be on the way. The new program is called: Home Affordable Foreclosure Alternatives After the government’s abysmal failure to modify loan mortgages, they are finally giving some help to the win-win situation: a short [...]

{ 3 comments }

Back in 2006, getting a mortgage to buy a home was about as easy as buying a tub of butter. Except, well, you actually had to PAY for the tub of butter upfront, whereas you could get a loan for the house. Even for the self-employed, there were NINA (no-income no asset) no-doc loans, or [...]

{ 10 comments }

Being engaged is a strange place in life. You’re no longer just “dating” and yet, you’re not yet married. It’s a heck of a lot of waiting. Waiting to move (more on this). Waiting to live together (til after we are hitched). Waiting for checks to come so I can pay off more debt (I [...]

{ 10 comments }

With the recent passing of my fiancee’s mother…and her subsequent life insurance policy squabble (we are not involved in it thankfully), I’ve been thinking…. do I need to buy life insurance? With a wife now in the picture, and the 105K or so I still owe my mother, I think it’s worth looking into to. [...]

{ 6 comments }