Getting a private student loan is easy (with the right credit score or co-signer of course).
Getting a good student loan, with a decent interest rate however is not so easy.
Astrive does alot of advertising, including TV advertising. To me that’s a big turn off right off the bat. But lets take a little closer look at Astrive student loans.
Astrive loans are private student loans
Private student loans can be used for any “school related” expenses. But the truth is that many private student loans are just personal loans in disguise. They carry high interest rates based mostly on your credit score, and the credit score of your co-signer (which you will likely need to get approved).
If you or your co-signer have great credit score (to get your score, only get it from MyFico), your interest rate shouldn’t be too bad.
better alternative to Astrive
The company I would recommend for a private student loan is Lending Club. You’ll need a good credit score (660 or higher) and the repayment plan is three years, but if you don’t want to extend your loans forever, it’s a great option.