Comments on: 3 Important Actions I Need To Do Now http://www.debtkid.com/3-important-actions-i-need-to-do-now Get Out of Debt @ DebtKid.com Thu, 18 Mar 2010 14:00:57 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Stratamarr http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1228 Stratamarr Mon, 16 Jul 2007 14:33:59 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1228 Debtkid, I've been reading your blog on and off and I am impressed in your willingness to share your story as well as your efforts to dig yourself out of debt. Just a quick note on the housesitting flyer -- either post it online (does craigslist have a section on this?) or post it here and let your readers critique and rewrite it. Good luck -- hopefully you can find a real place to stay -- if only for a week! Debtkid, I’ve been reading your blog on and off and I am impressed in your willingness to share your story as well as your efforts to dig yourself out of debt. Just a quick note on the housesitting flyer — either post it online (does craigslist have a section on this?) or post it here and let your readers critique and rewrite it. Good luck — hopefully you can find a real place to stay — if only for a week!

]]> By: Jaiparis http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1218 Jaiparis Mon, 16 Jul 2007 04:43:31 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1218 Debtkid, thanks for your response, I'll check into that and I might call my 2nd and see if they would work with me, I would be willing to pay back the difference to them over time if they would accept that, so not sure if that's really a short sale, but I'll look into, again thanks for the response, I know your have alot on your plate but I do enjoy reading your blog. Good luck with getting back on your feet! Debtkid, thanks for your response, I’ll check into that and I might call my 2nd and see if they would work with me, I would be willing to pay back the difference to them over time if they would accept that, so not sure if that’s really a short sale, but I’ll look into, again thanks for the response, I know your have alot on your plate but I do enjoy reading your blog. Good luck with getting back on your feet!

]]> By: debt kid http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1189 debt kid Sat, 14 Jul 2007 21:13:08 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1189 Update on this list. 1. Got the forwarding done. 2. Checking account at BOA just got approved! Yay! No I need to work with wells to close my current one, and make sure all the auto-drafts I have from that get moved to my new account (there are only about 4 small drafts: gym membership, gov. student loan, internet, etc) 3. This is my project today. Bankruptcy paperwork. I want to get this filed by the end of the month. Then on to working on the business loans, and how to deal with those. Update on this list.

1. Got the forwarding done.
2. Checking account at BOA just got approved! Yay! No I need to work with wells to close my current one, and make sure all the auto-drafts I have from that get moved to my new account (there are only about 4 small drafts: gym membership, gov. student loan, internet, etc)
3. This is my project today. Bankruptcy paperwork. I want to get this filed by the end of the month. Then on to working on the business loans, and how to deal with those.

]]> By: debt kid http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1188 debt kid Sat, 14 Jul 2007 21:10:10 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1188 Jaiparis, Yes, I did have both a 1st and 2nd on my house. The best thing I did here was find a real estate agent that specialized in short sales. There aren't a whole lot of them, but they are out there. I read on your blog you said you wouldn't be able to afford to pay a realtor. I know in my situation at least, it was just what the lenders had to deal with. My real estate agent ended up cutting his commission at the last minute to make the deal go through, but he still got paid. Anyway, this is getting long. I've been thinking of having my real estate agent call in and do a podcast like thing with him explaining how we did the short sale. Since he cut his commission I told him I would help him with some marketing, so recording a show with him I think would be good. So, watch for that next week, and if you have any specific questions you'd like to ask (all he does is short sales), just e-mail me and I'll make sure to ask him. I did quite a bit of research before deciding to try and do a short sale on my home. Make sure its the best thing for you. They aren't easy to get closed, but if you can, it definitely is better than a foreclosure on your record. And its better for the mortgage companies as well. Jaiparis,

Yes, I did have both a 1st and 2nd on my house. The best thing I did here was find a real estate agent that specialized in short sales. There aren’t a whole lot of them, but they are out there.

I read on your blog you said you wouldn’t be able to afford to pay a realtor. I know in my situation at least, it was just what the lenders had to deal with. My real estate agent ended up cutting his commission at the last minute to make the deal go through, but he still got paid.

Anyway, this is getting long. I’ve been thinking of having my real estate agent call in and do a podcast like thing with him explaining how we did the short sale. Since he cut his commission I told him I would help him with some marketing, so recording a show with him I think would be good. So, watch for that next week, and if you have any specific questions you’d like to ask (all he does is short sales), just e-mail me and I’ll make sure to ask him.

I did quite a bit of research before deciding to try and do a short sale on my home. Make sure its the best thing for you. They aren’t easy to get closed, but if you can, it definitely is better than a foreclosure on your record. And its better for the mortgage companies as well.

]]> By: Jaiparis http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1184 Jaiparis Sat, 14 Jul 2007 16:04:19 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1184 Debtkid, I know this is sort of off the subject, but you have been through this and I would like your thoughts, on my blog I just posted about my house and would like information on how to do a short sale, and did you have a 1st and 2nd on your house? if so how is that handled? I would like to see about doing this to get in a better situation. Anyway I know your busy but if you have a chance can you please tell me how you accomplished this. Thanks Jai Debtkid, I know this is sort of off the subject, but you have been through this and I would like your thoughts, on my blog I just posted about my house and would like information on how to do a short sale, and did you have a 1st and 2nd on your house? if so how is that handled? I would like to see about doing this to get in a better situation. Anyway I know your busy but if you have a chance can you please tell me how you accomplished this.

Thanks
Jai

]]> By: catriona http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1176 catriona Sat, 14 Jul 2007 03:23:06 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1176 If I were you, I wouldn't waste my time on revising the flyers. It's hard to imagine anyone sane who would respond to a "free house-sitter" flyer, no matter how well-worded it sounded. They have no way of verifying your character-- for all they know, you could be a thief, an addict, or some guy who's looking for a place to throw a party. If you really want to pursue house-sitting, you would probably be better off spreading the word verbally through people you know. It's a slim chance, but you'd most likely have better luck if you came recommended by a friend or family member. If I were you, I wouldn’t waste my time on revising the flyers. It’s hard to imagine anyone sane who would respond to a “free house-sitter” flyer, no matter how well-worded it sounded. They have no way of verifying your character– for all they know, you could be a thief, an addict, or some guy who’s looking for a place to throw a party.

If you really want to pursue house-sitting, you would probably be better off spreading the word verbally through people you know. It’s a slim chance, but you’d most likely have better luck if you came recommended by a friend or family member.

]]> By: louise http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1166 louise Fri, 13 Jul 2007 22:11:32 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1166 I love To Do Lists and crossing them off, I have a very long one here right now that I need to get started on. Can you list with some housesitting agencies? This would increase your chances and also your professionalism in the eyes of homeowners. You are doing great tackling this head on. Just keep moving forward even if it feels like slow progress at times. Cheers. I love To Do Lists and crossing them off, I have a very long one here right now that I need to get started on. Can you list with some housesitting agencies? This would increase your chances and also your professionalism in the eyes of homeowners.
You are doing great tackling this head on.
Just keep moving forward even if it feels like slow progress at times. Cheers.

]]> By: kim http://www.debtkid.com/3-important-actions-i-need-to-do-now/comment-page-1#comment-1165 kim Fri, 13 Jul 2007 21:32:17 +0000 http://www.debtkid.com/3-important-actions-i-need-to-do-now#comment-1165 You can do the change of address thing online: https://moversguide.usps.com/ You can do the change of address thing online: https://moversguide.usps.com/

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