From the monthly archives:

June 2008

It amazes me the things people get upset over. And when I say people, I’m including myself.
“work is hard”, “my boss is mean”, “sally doesn’t like me”, “my boyfriend/girlfriend is being dumb”.
Really? Really? Are we going to make a big deal about this?
Perspective is something that especially in the past year I’ve always tried to [...]

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I got served! Now what?

by debt kid on June 27, 2008

While I haven’t seen the movie, “You got served” I’m pretty sure it’s different from the legal “serve” that I received today.
This actually wasn’t completely unexpected. About a week ago I received a call from a process server (I was at a BBQ) when she was at my apartment. A week later (Friday’s must be [...]

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Money Doesn’t Motivate Me…Guess What Does

by debt kid on June 23, 2008

Money Hand Photo: http://www.flickr.com/photos/neubie/
Now don’t get me wrong, I need money just like anyone else.

In fact, I sadly need more money than most people my age (25 now BTW).
But, money really doesn’t motivate me. It doesn’t motivate me to work harder, or to be more frugal, or to save more.
I realized this the past two [...]

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I got an e-mail from Lending Club earlier, with an update on their SEC filing. Here’s the e-mail:
We filed with the SEC earlier today. You can read the registration statement on the SEC Website at www.sec.gov. This is an important step in the process that we announced on April 7. Until the registration process [...]

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IRS Payment Plan Update

by debt kid on June 18, 2008

I talked with my agent at the IRS today, because I still had not received anything in the mail from them confirming the payment plan I proposed.
Good news is that everything is on track, he just has to finish the paperwork, and then send it to his supervisor to get approved. If for some reason [...]

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Just The Facts!

by debt kid on June 17, 2008

Photo: http://www.flickr.com/photos/smiffy7/
I’m reading a little Dickens right now. Hard Times. It’s one of his shorter novels, and although I’m taking my time (a few pages a night), I’m about half way through it.
I’ve already read the novel before, but it’s been a few years.
It’s funny because all day I’ve been thinking about facts, and figures [...]

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How to Eat Well With Little Money

by amy on June 16, 2008

If you’re on a tight budget, you may think the only food you can afford are bologna sandwiches or bags of chocolate chip cookies but the truth is you can eat well even if you don’t have much money. You just need to know a few tips.
1. Eat at home [...]

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Total Debt Updated: $312,479.08

by debt kid on June 14, 2008

OK, I did an updated spreadsheet, included all business and personal unsecured debt. I did not include the car loan (which is under the business). Most of the business debt is all in collections. I have not heard from WAMU in over 9 months. Same on Wells until this week.
[TABLE=3]
As far as me staying [...]

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Congrats to the Peer to Peer Lending company Lending Club on their winning the “BANKING/BILL PAYING” Category at the Webby’s.
You are given 5 words to accept the award.
They used none…pretty clever guys. Nicely done.

Lending Club is currently in a “quiet period” while they register with the SEC. I’m a paid writer for their blog, where [...]

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OK, it’s been a whirlwind of the last 24 hours.
approved at bank of america!
The good news is that I got approved for a business checking account at Bank of America. I don’t know how I got approved, but I did. I applied online last night, and received the approval via e-mail this morning. I [...]

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