From the monthly archives:

April 2008

Dealing With The IRS – In Person

by debt kid on April 30, 2008

I just got back from my meeting with the IRS downtown.
I survived, and it wasn’t too harrowing of an experience.
The good news
The good news is that while a lien will be placed against my business (I knew this was coming), I should avoid one against me personally since the business plans to pay the amount [...]

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So, I should be receiving, like most American’s a $600 “Economic Stimulus” check in my bank account shortly.
This poses the question that many are asking:
What the heck should I do with my stimulus check?
Hey, that rhymed.
The main divisions for most people are going to be:
1. Spend it (on what?)
2. Save it (invest it or pay [...]

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Gonna Earn My Mattress Darn It

by debt kid on April 26, 2008

While I actually have the money right now for the mattress I want, I’m going to hold off. I need to earn this, you know? First, I want to save up at least for a few more weeks. And I also won’t purchase the mattress until my business hits some sales goals.
So, in the next [...]

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When life takes away your home….go camping

by debt kid on April 25, 2008

I got tagged by BeingFrugal with the MEME about “when life gives you lemons….”
Well, you know the rest.
I’ll share a little about what it was like losing my house, and what I did to try and make the best of living in my office for two months:
My Lemonade Story (oh, I loved that [...]

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Can a mattress really be an “investment”?

by debt kid on April 23, 2008

After living in my office for two months last year, sleeping on a camping pad, I was pretty stoked about getting a real bed in a real apartment late last summer. I picked up a cheap used mattress off craigslist for $30. It was like heaven….except for the fact it’s just a twin (72″ long) [...]

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7 Reasons To Love Being a Blogger

by debt kid on April 22, 2008

1. A blog gets you into the coolest clique ever: other bloggers
I’ve met a wonderful group of people within the personal finance blogging community. I would say as a whole, most bloggers (especially finance bloggers) are genuinely caring and fascinating people. I hope to one day meet more bloggers offline, that I have come to [...]

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Debt and loneliness…not a healthy combination

by debt kid on April 21, 2008

The past few weeks, I’ve experienced true, actual loneliness.
I know I’ve written about this before, but it was always at a pretty manageable level, until this week. My one close friend has been dealing with her own issues of late, and I was starting to think that our relationship wasn’t that important to her anymore. [...]

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State Taxes Paid Up. Onto the IRS

by debt kid on April 16, 2008

I finally got all my past state payroll taxes cleared up today. The monetary amounts weren’t that high (under $100) but the paperwork was just nuts. Sometimes I think about moving just to find a state with less paperwork (kidding, sort of).
With that out of the way, on the tax side of things I just [...]

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My take on Lending Club’s SEC Registration

by debt kid on April 12, 2008

I started writing on the Lending Club blog last summer. As my home was in foreclosure and I was preparing to live in my office it was the break I was looking for. It started out just as a writing gig, but the extra money was desperately needed. In fact the day I found out [...]

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PSD – Poor, Smart, And A Desire To Get Rich

by debt kid on April 11, 2008

I read an article by a venture capitalist yesterday about the whole Bear Stearns deal and how the worst part was the loss of PSD’s. Employees that were (or at least started) poor, smart, and with a burning desire to get rich.
I was like, woah….that’s totally me! I’m poor. I think I’m pretty smart. And [...]

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