From the monthly archives:

February 2008

working by fire light

by debt kid on February 29, 2008

It’s Friday night, and I just had my second cup of coffee (homemade). Coffee is a new thing for me, but I think it’s something I could get used too. Pretty cheap too. And probably better for me than my typical Rockstar jumpstart. I treated myself to a firelog, for some reason I find the [...]

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How I manage collection letters in two easy steps

by debt kid on February 27, 2008

I get alot of mail. Between collection letters, post-bankruptcy spam letters, and actual mail, my mailbox is never empty.
How To Manage Collection Letters & Bills
I may not be able to pay all my bills, but gosh darn it if I’m not organized with them.

Step 1 – Label Your Folders
You’ll need three (two if you only [...]

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Should I care about my credit score?

by debt kid on February 26, 2008

With some old high school buddies coming to the age where they start purchasing homes, the topic of credit scores recently came up.
You know you’re getting older when you start talking about mortgage rates and credit scores!
It was actually a pretty fun conversation for me. I didn’t input anything (I got 200K+ in credit [...]

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I hate Sunday Mornings

by debt kid on February 24, 2008

And no, it’s not because that’s when I go to church. I usually go in the evenings.
I hate Sunday mornings because it’s easily the most difficult day of the week for me to get going. Especially today. I have a ton of work to get done today, but enough motivation (willpower?) to start on Sunday [...]

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The IRS says ‘Hello’

by debt kid on February 21, 2008

I knew it would happen eventually. I received notice from the IRS this week about not filing payroll taxes for 2007 (I wasn’t using Paycycle then). Nothing crazy yet, but I need to get on the ball with finishing my business taxes for 2007 so I can at least know where I stand here. It [...]

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Noticing a difference…

by debt kid on February 18, 2008

I went to Portland, OR this weekend to visit with my family and get away for a few days. I get lots of free food and so the trip usually makes up for itself it terms of my gas expense. Plus, it was just nice to see my family. Someday I would love to look [...]

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When I’m rich, this is what I’ll splurge on…

by debt kid on February 14, 2008

If I ever get out the mess that I’m in I know exactly what I will splurge on.
Newspapers.
Yep, I love real, crisp, newspapers.
I’m a huge news junkie, and while reading online content is great…there is just something about having that physical paper in your hand. Plus, it’s great for starting fire’s as well.
I already know [...]

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It’s Crunch Time: Make or Break

by debt kid on February 13, 2008

I talked with Citibusiness Cards today. They called me in the early morning on my cell phone. Apparently my $48 charge didn’t go through my business bank account last month. It was an address issue.
I also found out the date that my 0% grace period with them is ending: April 28th, 2008
I have 4 CitiBusiness [...]

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Netflix pick ‘o the week: The Heart of The Game

by debt kid on February 13, 2008

Since discovering I was paying waaay to much to redbox and blockbuster, I signed up for Netflix as a source of cheap per hour entertainment. I love the service already after just a few weeks. I’m totally a movie/tv series junkie, so Netflix is great. If you want to try blockbuster’s service for free, check [...]

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What is a judgement?

by debt kid on February 12, 2008

A judgment is simply the official decision of a court at the completion of a lawsuit. It merely indicates that the court has resolved the issues brought before it in a lawsuit in favor of either the plaintiff or the defendant. It generally stipulates a monetary award to the winner. Where very-large awards are [...]

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