by debt kid on January 31, 2008
I would consider myself somewhat of a credit score expert. What I did with my credit score (getting over 100K in credit at age 23) unfortunately didn’t turn out very well for me. That doesn’t mean that you can’t benefit from my mistakes though! Here are 3 free, fast, and easy steps you can take [...]
by debt kid on January 29, 2008
I spend way to much money on food. Here’s is my idea to control my spending and stick to my food budget:
Gift Cards
Yep, gift cards.
I’ve heard of the envelope method of budgeting before, but it never seemed very practical. Who carries envelopes full of cash around with them? Yeah, no one.
by debt kid on January 29, 2008
The good news about me writing here is that it keeps me accountable, and I feel like I’ve learned a ton about personal finance in the past year. The bad news is that, well, actually there isn’t really any bad news about writing here.
The bad news is how much priority I’ve given to money in [...]
by debt kid on January 25, 2008
OK, I’m not really go to blow some cash tonite. In fact, thanks to this handy $25 gift card I got for Christmas, I likely won’t be spending any cash.
But I am gonna blow this gift card tonite. I’ll probably go catch a movie downtown, and grab a bite to eat…
Still bored,
DebtKid
by debt kid on January 25, 2008
It costs money to declare bankruptcy. Seems backwards, doesn’t it?
You have no money, which is why you’re filing for bankruptcy, yet it costs money to file bankruptcy. There really is not such thing as a free lunch! (and Bankruptcy is no free lunch, let me tell you)
Bankruptcy Costs
The us bankruptcy courts have filing fees. [...]
by debt kid on January 24, 2008
Are you down because of your debt?
Join the club. Being in debt blows. The past 12 months I’ve been learning to cope and deal with the on-going pressure that debt brings into your day to day life. So far I’ve found a few things that seem to lighten the burden. These are actually techniques [...]
by debt kid on January 23, 2008
I have a pretty big business meeting today. My Plan “A” project has attracted the interest of a pretty large company. They’ve been testing the technology for months now, and finally are going to start paying a little each month to test more. It’s just a small step, but my hope is that I could [...]
by debt kid on January 22, 2008
After short selling my home last year, I faced a pretty big problem:
Where the crap am I gonna sleep?
While I avoided the house going to auction, I lost my place to stay. I was lucky enough to still have an office floor to sleep on, and a car that I stayed in a few times [...]
by debt kid on January 22, 2008
It’s been ages (well, maybe 16 months or so) since I’ve really closely watched a day of trading over in New York. Tomorrow is looking interesting though for the markets.
I’m not trading anymore, but I still have a strong fascination with stocks, the economy, finance, etc.
Anyway, should be a heck of ride on Wall Street [...]
by debt kid on January 19, 2008
I slept til noon today.
Why?
I dunno, nothing else to do. Really, that was the reason. I went to bed around 1:30, so I didn’t need to sleep til noon to get my 8-10 hours. I just had no real reason to get up. And now, I have business stuff I could do, but nothing pressing. [...]