10 things to do when you are in debt and can’t sleep

1. Work Out – Go for a quick jog (it’s warmer now that summer is here in Seattle!), do some push-ups and sit-ups. Nothing too crazy, but get the juices flowing so you can get back to debt-killing.
2. Monotonous Work - Nothing will put you to sleep like some good old fashioned data entry. You know you’ve been meaning to update that financial spreadsheet of yours!
3. Blog – It’s good for the soul.
4. Jot down ideas – some of my most successful business ideas have come after midnight. Keep a notepad by your bed, and jot down the ideas that come to you as you fall asleep (if you keep your cell phone by your bed, most can also record short audio clips. This works even better)
5. Work – You’re in debt. You need more money. If you’re self-employed like myself, there is always more work you can do to increase your business revenue.
6. Pray – Ask God for wisdom and patience….not a million bucks.
7. Read – Finish a few chapters in that book you are 1/3 of the way through. It’s kinda like outstanding debt, until you finish it, that book is still going to haunt you.
8. Write a Poem - I haven’t written a poem since 7th grade when I was trying to impress my girlfriend. Why not? You’re never to old to express yourself poetically. Could debt be poetic?
9. Count your blessings – Think about the blessings in your life, no matter how small. You have a roof, food to eat, a computer to read this journal.
10. Read debtkid.com, even better, subscribe to my blog! I’ve got over 300K in debt to payback, so something interesting is bound to be happening here…

Subscribe to debtkid! Why? Because I like watching numbers go up in my life! (if only my bank account would go the same direction!)